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Living in Panama: The Pros and Cons of Living in Panama 2024

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Here, you really get what you pay for, and a little money can buy you a lot of luxury. Where you feel miles away from the hustle and bustle of the rat race, and live a good life, pure and simple. Learn more about Panama and other countries in our daily postcard e-letter. By submitting your email address, you will receive a free subscription to IL Postcards and special offers from International Living and our affiliates. You can unsubscribe at any time, and we encourage you to read more about our Privacy Policy. Something closer to the Californian lifestyle you may have dreamed of…a lifestyle that may not be sustainable due to rising costs or a decrease in monthly income. Panama can offer you that, too. Simply put, Panama has it all Cable television and cellular service are ubiquitous, the roads are the best in the region, and every year new investment leads to improved conditions. Panama offers both freedom and stability in important areas, from the pro-business, foreigner-friendly government to the real estate market and strong, growing economy. No other country in the region can boast such a steady, dependable track record. The long Pacific and Caribbean coastlines offer endless opportunities for waterside living…not to mention fishing, scuba diving, surfing, and so much more. There are rural areas for farm-loving types, tropical rainforests everywhere you look, and hundreds of islands dotting bright-blue waters. Though the tourism industry has been growing, Panama has traditionally been known as a business destination. Panamanians are accustomed to foreigners—and have been since before the Panama Canal was completed in Panama City boasts an ever-changing skyline reminiscent of Hong Kong…robust banking and business sectors…and almost too many events and activities to choose from. Locals from different walks of life wear jewelry, drive new cars, carry smartphones, and enjoy shopping. And without much effort. Fruit, vegetables, and fresh fish are abundant and inexpensive. In many communities, expats grow accustomed to walking instead of driving everywhere. And fast food joints are not nearly as ubiquitous here as in the U. Back home, you may spend hundreds of dollars a month on everything from car and health insurance…to doctor and dental consults…to medication. But most expats in Panama find these things are significantly cheaper in Panama. Panama consistently ranks among the top five retirement destinations in the world. Resident retirees can avail of many benefits and discounts, such as:. In Panama, the cost of living is low, especially considering all the benefits to life here. At sea level, temperatures range from the mids F to the high 80s F. And there are no hurricanes here…ever! Direct flights from Miami to Panama are 2 hours and 50 minutes. Panama has many top-notch medical facilities. There are already well-established expat communities in areas like Panama City, Coronado, and Boquete, so finding like-minded expats is a cinch. These communities will also be there to lend a helping hand when you first move over. By Nanette Witmer. Pair that with the Pensionado program that offers residence and special benefits to pensioner expats from North America and beyond, and you have an ideal retirement destination. Panama, like everywhere, does have some crime, but it is usually petty theft. Use the same due diligence and common sense that you would in any setting worldwide, and you will be fine. With the dollarized economy, living and doing business in Panama is easy. Many U. Panamanians love their country and are extremely cheerful people. In Panama, you can live very well on a lot less than in many other countries. But you can spend as much or as little as you want to find your own version of a perfect lifestyle. Healthcare costs are much less than in North America, and the quality of care is excellent. Panama City offers top-notch medical facilities, equipment, and well-trained doctors in all areas of medicine. More remote areas have local clinics where you will often find doctors visiting hospitals in Panama City. Larger cities have great hospitals and specialists, and no matter where you are in the country, you can almost always find an English-speaking doctor for your care. New roads and bridges are always being built and maintained. Good, reliable internet and good cell phone service are country-wide, and in most areas of Panama, you will find good drinking water from your kitchen faucet. So, take a deep breath and lower your blood pressure. It will get done, but just not today. Getting anything done at a government office here requires patience and time. Some things move slowly in Panama, and you won't get them to move any quicker by criticizing. This can be annoying, but if you become part of the group and go with the flow, you will find yourself partying and enjoying social time with your Panamanian neighbors. In the end, the cons of Panama are only cons until you realize that you just need to adapt, go with the flow, slow down, and make living each day your priority. Latin culture is different, but not bad. When you surrender all your preconceived notions about what Panama should be like, the cons disappear. Then you are left with the best of Panama, and you will enjoy your time here. If you plan to do business while in Panama, check the official list of holidays before you schedule your trip. Important dates and bank holidays in Panama include the ones shown below, but please note that this is subject to change and additions:. Some businesses close for the first half of Ash Wednesday to allow workers to attend morning mass. Many businesses also close for all or part of the preceding day, Good Thursday. May 1 : Labor Day. A recent ruling prohibits restaurants from automatically adding the tip, but always check your bill to make sure. For airport and hotel porters, tip as you would in the U. Taxi drivers in Panama are not generally tipped unless they do something special—help you carry bags, etc. Many people pay rather than find parking farther away. It is customary to tip housekeeping in nice establishments. Consider adding a few extra dollars if you are traveling with kids or receiving special attention. Panama tends to rank high on political and civic freedom indexes, and gay expats report feeling comfortable here, thanks in part to an established LGBTQ community. In , an antiquated law criminalizing same-sex activity was abolished. In , Panama ruled that transgender citizens who had undergone sex assignment surgery could change their legal gender on birth certificates. A new gay marriage proposal is another example of how progressive Panama is. In , a government official signaled that Panama would likely comply with a landmark Inter-American Court of Human Rights ruling that recognizes same-sex marriage and transgender rights. However, at the time of writing, Panama has yet to make an official ruling. Though some countries in Latin America have taken steps toward legalizing marijuana use, it continues to be illegal in Panama. There are groups lobbying for the approval of at least medical marijuana to start with. A proposal was submitted to the legislative assembly that would have legalized certain forms of medicinal marijuana. Panama City Hugo Ghiara. Panama Deep Dives. Coronado David Las Tablas Majagual. Portobelo Santa Fe Volcan.

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