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The financial community is seeing an increase in attempts to access member account information through scams and phishing. Excite will never contact you to ask for social security number, username, password, or PIN.
Learn more on protecting yourself from scams on the Excite Security page.
Everyday business solutions
For everyday business needs.
________________________________________________________________________________________
Take advantage of point of sale (POS) purchases, mobile processing, e-checks and more from our business partner, Total Merchant Concepts (TMC). If you're curious about details like cost, the time frame to set up, or contracts, feel free to give TMC a call at 888.249.9919.
Forming as a Limited Liability Company (LLC) or corporation limits your legal and financial responsibility as a business owner for the activities and debts of the business. It allows you to create a separation of your business and personal assets.
A sole proprietor can operate under a name other than their legal name. This provides benefits like added credibility as well as a separation of your personal and business entity. A DBA also gives you the ability to open up a separate bank account under the business name, allowing your customers can make payments to the business itself, instead of to you personally.
An Employer Identification Number (EIN), or Federal Tax ID, is a unique number assigned to your business by the Internal Revenue Service that is used to identify a business entity, allowing you to file business income tax returns. With an EIN you can open a business banking account, hire employees, and build a business credit profile.
An operating agreement among LLC member is used to define how an LLC will be run, provides details about the business conducted by an LLC, and the right and duties of its members. It is used as an official contract outlining the businesses financial and functional decisions.
If your team is growing, you’ll need access to the best HR and payroll system around. Use Paylocity to reduce manual tasks, maintain compliance, and pay your employees.
Protect your small business with an automated cash-management service to prevent check fraud. You work hard to keep your business going, deposit payments with confidence and send suspect checks back. Safe. Secure. Successful.
Connect with a business mentor for advice, attend a virtual workshop, or learn from a collection of business resources.
We care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE and award winning BANZAI to provide you with free access to expertly-crafted financial education and resources to help with real life financial situations.
Small business owners face a unique challenge: how do you turn your great idea into a profitable business when resources are limited? This Small Business Owners toolkit offers tips and financial guidance for anyone who wants to monetize their passion.
Although it’s tempting to try and run a business on your own, it’s usually a good idea to get professional help. We've provided a link to several articles to help guide you along the way.
Excite Credit Union has friendly and knowledgably team members who are excited to help.
(Yes, we like our puns too!)
Getting a membership with us isn't a transaction - it's a friendship, a partnership, a neighborhood-wide collab, a life-long pursuit of better, for you, me, us, them, and everyone else we hang out with in life.
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