Back to back german #5
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Back to back german #5
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English » German
B
back
back-to-back
I
.
back-to-back [ ˌ b æ k t ə ˈ b æ k ] ADJ attr , inv
LAW
back-to-back guaranty
II
.
back-to-back [ ˌ b æ k t ə ˈ b æ k ] ADV inv
back-to-back credit N INV-FIN
Specialized Vocabulary
back-to-back-guarantee, back-to-back-guaranty N INV-FIN
Specialized Vocabulary
LAW
back-to-back guaranty
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Blizzard Entertainment ’ s track record of back-to-back # 1-selling games spans more than a decade, including its most recent releases, StarCraft ® II:
Heart of the Swarm ™ and World of Warcraft ®:
Blizzards Erfolgsgeschichte an aufeinanderfolgenden und die Verkaufscharts stürmenden Nummer-1-Hits umfasst mehr als ein Jahrzehnt und schlägt sich auch auf kürzlich veröffentlichte Spiele, wie StarCraft ® II:
Heart of the Swarm ™ und World of Warcraft ®:
Consistency is the name of the game when it comes to the title, just ask Mick.
The fact remains that Jordy has only won one event, the Billabong Rio Pro, outside of his back-to-back conquests at J-Bay in his native South Africa.
Im Kampf um den Titel entscheidet die Konstanz – fragt nur Mick.
Tatsache ist aber, dass Jordy mit dem Billabong Rio Pro bislang nur einen Event gewonnen hat, abgesehen von seinen aufeinanderfolgenden Siegen in J-Bay in seiner südafrikanischen Heimat.
The Stradis HDM500e High-Definition MPEG-2 Decoder decodes MP @ HL ( 4:2:0 ) video at up to 80 Mbps.
It provides continuous, frame-accurate, seamless back-to-back playback of all standard MPEG-2 streams.
Der Stradis HDM500e High Definition MPEG-2 Dekoder dekodiert MP @ HL ( 4:2:0 ) Video bis zu 80 Mbps.
Er bietet das kontinuierliche, frame genaue, nahtlos aufeinanderfolgende Abspielen aller Standard MPEG-1 und MPEG-2 Dateien.
Legendary and mystical, tragic and comedic, old and brand new - those are just some of the terms that can describe the wide range of events at the Erl Tyrolean Festival.
Adapted versions of Richard Wagner?s operas will celebrate their premier on the Friday and Saturday of two back-to-back weekends.
Both "Ring" cycles in summer 2014, with additional performances of "The Valkyrie" and the "HPH 24-Hour Ring" in honour of the Festival President Dr Hans Peter Haselsteiner?s 70th birthday, are proving to be absolute bestsellers - half of the available tickets have already been sold a year in advance!
Sagenhaftes und Mystisches, Tragisches und Komisches, Altes und ganz Neues - das sind nur einige Begriffe, um die Bandbreite des Programms der Tiroler Festspiele Erl zu beschreiben.
Die adaptierte szenische Neufassung von Richard Wagners Opern feiert 2014 an zwei aufeinanderfolgenden Wochenenden jeweils am Freitag und Samstag Premiere.
Die beiden Ring-Zyklen im Sommer 2014 mit einer Zusatzvorstellung der "Walküre" und dem "HPH-24-Stunde-Ring" zu Ehren des 70. Geburtstags von Festspielpräsident Dr. Hans Peter Haselsteiner stellen sich dabei als unangefochtene Verkaufsschlager heraus, sind doch bereits ein Jahr im Voraus die Hälfte der Karten verkauft!
Márquez however is aiming to fend off challenges from the likes of Pedrosa and two-times MotoGP World Champion Jorge Lorenzo for his title.
Many records were broken on Márquez's way to the 2013 championship, and in 2014 he'll be aiming to become the first rider to win back-to-back titles since Valentino Rossi did so in 2009.
Márquez aber wird sich wohl der Angriffe von Pedrosa und zweifach MotoGP-Weltmeister Jorge Lorenzo ausgesetzt sehen.
Márquez hat auf seinem Weg zum 2013er Titel schon einige Rekorde gebrochen, 2014 hat er sich zum Ziel gesetzt, der erste Fahrer mit zwei aufeinanderfolgenden Titeln seit Valentino Rossi 2009 zu werden.
It supports multiple formats, including MPEG-2 and H.264 codecs.
The HDM850 supports continuous, frame-accurate, seamless back-to-back playback.
Adding the support for all common video formats outputs from SD to 3G over SDI and HDMI, it meets your decoding needs from today and beyond..
Es unterstützt mehrere Formate, inklusive MPEG-2 und H.264 codecs.
Der HDM850 bietet das kontinuierliche, frame genaue, nahtlos aufeinanderfolgende Abspielen.
Durch das Hinzufügen aller üblichen Videoformat Ausgängen ( von SD zu 3G über SDI und HDMI ) sind die Decoding Ansprüche von heute und morgen erfüllt.
When you ’re on your bike there ’s not much else you can do except focus on your own race but we will help each other out when we can.
The upcoming marathon stage looks really tough, two really long back-to-back days.
I’ve heard a rumour that there will be beds in our bivouac so I hope that’s true!"
Auf deinem Bike kannst du nicht viel mehr tun, als dich auf dein eigenes Rennen zu konzentrieren, aber wir helfen einander, wo es nur geht.
Die bevorstehende Marathonetappe scheint wirklich hart zu werden, es sind zwei lange aufeinanderfolgende Tage.
Ich hab gehört, dass wohl in unserem Fahrerlager Betten aufgestellt werden – hoffentlich stimmt das!“
Stradis decoders provide continuous, frame-accurate, seamless back-to-back playback of all standard MPEG-1 and MPEG-2 streams, decodes 4:2:2 and 4:2:0 video at up to 50 Mbps.
Stradis Dekoder bieten das kontinuierliche, frame genaue, nahtlos aufeinanderfolgende Abspielen aller Standard MPEG-1 und MPEG-2 Dateien und dekodiert 4:2:2 und 4:2:0 Video bis zu 50 Mbps.
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This is how you get your pension contributions refunded after leaving Germany
Last update: 04/05/2022 218 Comments
Hopefully, you can do or buy something nice with it. 🙂
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Bureaucracy » This is how you get your pension contributions refunded after leaving Germany
As responsible adults, we pay our bills in the present, but we put money aside for the future too . Your retirement plans may be to live quietly in a cottage by the sea or to travel the world. Until then, like most Germans, you’re probably looking forward to getting your hard-earned pension someday. That is unless you are looking into a German pension refund.
What if you don’t plan on living in Germany much longer? There is a way to put your hands on your German pension contributions before retirement . Keep reading to find out how you can get a pension refund after leaving Germany.
The German social security act ( § 210 Sozialgesetzbuch Sechstes Buch (SGB VI) links eligibility to seemingly simply conditions:
It sounds simple enough, doesn’it? There is however a catch: only a selected few will able to fulfill the last condition based on their nationality and their place of residence after leaving Germany. Based on those 2 factors, German authorities will determine if you have in fact no option to make voluntary contributions, and thus be eligible to German pension refund.
Let’s clarify this by looking at 4 possible groups. You belong to one of them.
German nationals will be given the option to make voluntary contributions until their reach retirement age, regardless of their place of residence in the world. Therefore, they cannot ask for a German pension refund . This is also true even if you hold a dual citizenship. Refund chances : none.
Nationals holding citizenship of the aforementioned countries are given the same consideration/rights as for German nationals, as stated by the EU Council Directive 2000/78/EC establishing equal treatments for all workers . In short, you are handled just like a German national in almost all cases .
Residing in a non-contracting state after your time in Germany does not help, but holding a dual-citizenship from a non-EU country sometimes can. Refund chances : fairly slim.
Contracting states are : Albania, Australia, Bosnia Herzegovina, Brazil, Canada/Quebec, Chile, China (only posting employees), India, Israel, Japan, Kosovo, Macedonia, Moldova, Montenegro, Morocco, Philippines, Serbia, South Korea, Tunisia, Turkey, Uruguay, USA, UK, Ukraine (pending).
Nationals holding citizenship of those countries fall under bilateral agreements. They are usually given the option to pay voluntary contributions, but it gets more complicated here. Citizens of some countries (Albania, Australia, Canada, India, Moldova, North-Macedonia, Philippines, South Korea, Turkey, USA) can only choose to get a refund i f they have not passed the “minimum waiting period” of 60 months . All other countries have different agreements with Germany; Chile, Tunisia, and Morocco for example, have no limit at all. Different countries, different rules…
Beware that this can also be impacted by your place of residence after your time in Germany or by dual citizenship.
The screening process for German authorities might look like this:
Refund chances : medium to high, but it’s hard to navigate rules on your own. You can see rules per country on this website .
If you are a national of any other member country than the ones stated above, you are de-facto never given the option to make voluntary contributions to the German system, no matter what your place of residence is. Refund chances : very high.
Even if no action can be taken now, there is still important information you should know to make good use of that pension money.
You will get back the contributions you made as an employee. This is currently set at 9,3% of your gross income . Your employer’s share of the contributions will not be refunded to you. A quick calculation is:
This is the rule of thumb; some other factors can potentially impact the actual sum, like the Beitragsbemessungsgrenze which caps contributions for high salaries. Most online calculators provide a rough estimate that is good enough to get an idea . Don’t be surprised however, if the end sum does not exactly match.
The most complete one is the one provided by the German pension office itself there , but it’s ill-fitted for most expats.
No matter what the German pension refund calculator says, the pension refund Germany offers depends on your specific situation. To get more detailed information, contact a Deutsche Rentenversicherung representative and ask for an overview of your account. This is a free service and just requires you to make an appointment. You can book an appointment online very easily here .
The application process itself is straightforward but I recommend gathering all relevant documentation while you’re still in Germany, so you’re prepared for the application. You also need to gather a fair dose of patience & courage . All communication with the pension office is done via letters, and in German only. It’s common for additional documentation to be requested.
This is how you get a German pension refund:
While the process isn’t difficult, waiting for the pension refund Germany takes 2 to 6 months . It takes longer if the bank account is located abroad. Once that goes through, all contributions so far are removed from your account. You’ll no longer receive pension payments from Germany and if you ever return, you’ll have to start from scratch.
What now? Well, you could take all that money to the casino and try your luck, invest it, use it to start a business, travel the world, add to your savings account… the choice is yours!
As you have already gathered: this topic is fairly complex. It requires a close examination of each case, case by case. It gets confusing. Unfortunately, this not helped by the fact that each local pension office often handles those requests independently from each other. There is no centralized office when there are not enough requests coming in that nationality/place of residence combination.
This means that unless you belong to a bigger foreigner group, each office has a “Jack of all trades, master of none” situation going on. Depending on the type of nationality/place of residence combination they have processed in the past, they might be knowledgeable about one situation, and fairly clueless in others.
Inconsistent expertise & a complex topics can lead to longer processing times, delay & further back & forth with the office. Larger groups/combinations (e.g: Indian nationals) are all processed in the same office.
It’s a common misconception that having contributed for less than 60 months is a prerequisite. It’s however largely untrue in a lot of cases. As mentioned above, this rule is only relevant for some contracting state nationals (Albania, Australia, Canada, India, Moldova, North-Macedonia, Philippines, South Korea, Turkey, USA). Citizens of those contracting countries can choose to get a refund, only if they have contributed less than 60 months.
This rule is not relevant for non-contracting state nationals . They can apply for a refund, regardless of the contribution duration. I asked exactly about this to the pension office. They confirmed that, while confirming each case is different. You can click here to see the full conversation and details.
As a UK citizen, you probaby wonder how Brexit is impacting your ability to get a refund or not. While the UK has effectively left the EU, it did so only on 01/01/2021. Brexit agreements plan that UK workers in Germany will continue to be handled as EU citizen on that matter, provided they have started to work before Brexit .
This means that any UK citizen who started to work from 01/01/2021 will be able to get a refund of less than 5 year contributions, handled like a contracting state national.
The payoff is usually worth the effort but it’s sometimes a difficult task , as usual with anything related with German bureaucracy.
The German pension office has a hotline you can reach from abroad at this number (serviced in German only). This page contains email addresses to support specific countries . You can send your questions there in English but will probably receive an answer in German.
As you can tell, this topic is pretty difficult to address; several criteria, many exceptions & little-known rules. This made even more challenging when all communication is via mail, in German, away from home. This is why specialized agencies like Germanypensionrefund.com can take care of this topic for you to save you time, stress & effort.
In exchange for their expertise & time spent on your case, the agency bills you a percentage of the total refund. This means that such a service is free to use & success-based. If the application fails, no fee is due. Costs are usually around 10-15% of a successful refund .
You need to fulfill the following conditions to be eligible: you contributed for less than 5 years to the German pension system, you no longer reside in Germany or one of the contract state, your last contribution was done more than 24 months ago & you don’t have the option to make voluntary contributions into the system.
As a rule of thumb, you can hope to receive 9,
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