BYBIT. Взгляд на пользовательское соглашение
Cartesius AgencyДавайте посмотрим вместе особо любопытные пункты:
2.Changes 2.1 We reserve the right at any time to:
(a)modify, update or change the terms and conditions of this Agreement or our Privacy Policy
(b)modify, update, or change the Site and Platform, including eliminating or discontinuing any content or feature of the Site or Platform; or
(c)impose fees, charges or other conditions for use of the Platform or parts thereof (with reasonable notice) (all of the foregoing referred to as “Changes”).
C - в любой момент могут изменить комиссию или правила её изъятия, при том даже не уведомляя пользователя
3.2 The App is independent of and is not associated, affiliated, sponsored, endorsed or in any way linked to any Digital Platform. You and we acknowledge that this Agreement is entered into between you and us only, and not with any Digital Platform, and we, not the Digital Platform, are solely responsible for the App and the content thereof to the extent specified in this Agreement.
Bybit как сайт почему-то отделён от приложения и не несёт за него ответственность (дополнительный отказ от претензий).
5.2 We have the sole discretion to accept or reject your registration with the Platform. Only Users whose registration are approved by us will be our customers.
При наличии пункта С ч. 2 - в любой момент потрем аккаунт и заблокируем.
6.3 Provided you are in compliance with these Terms, you can download and access the Site on a single mobile device and access the Platform using properly issued User Credentials. All other rights in the Site are reserved by the Company. In the event of your breach of these Terms, we will be entitled to terminate your use and access to the Site and Platform immediately.
Блокировка при нарушении условий, ну конечно.
6.4 You agree not to:
(e)make any commercial use of the Site or Platform or the Company’s logo, trademark or brand name in any way.
Соглашаетесь не использовать в коммерческих целях сайт или платформу (а для чего еще?)
7.1 In order to use the services on the Platform, you must create an account with the Platform (the “Account”). The Account will be used to record various Digital Assets transferred by you onto the Platform and conduct transactions on the Platform. The Account may be registered by any individual who is over 18 years old or an institution by its duly authorized representatives, provided such individual and institution have read and understand the Risk Disclosure Statements , which is incorporated by reference into, and shall be a part of this Agreement. Each User shall only register one trading Account on the Platform. Registration of multiple trading Accounts would be a violation of these Terms and may lead to immediate termination of these Terms and the Accounts involved.
Мультиаккаунты запрещены.
7.4 You may withdraw all or some of the Digital Assets under your name recorded on the Platform’s ledger. There is no minimum amount of Digital Assets required to maintain your status as a User. Digital assets will be transferred from the omnibus user account held by the Platform to the specific Digital Assets address provided by you. Withdrawals may take up to three (3) days to complete, provided that larger withdrawals may take up to thirty (30) days to complete and that any withdrawal may be delayed as necessary to comply with Applicable Law and/or the Platform’s User Identification Policy.
Ваш вывод может не только занять 30 дней, но и быть приостановлен если любое условие в этом соглашении будет нарушено.
8.10 Absent mutual consent of parties involved, we reserve the right to cancel or nullify trades in the event that:
(d)the Company believes in its sole discretion that your Account or trading activities therein violates these Terms.
Еще блокировка - по желанию компании.
11.2 You understand and agree that the information and services provided by the Platform are not provided to, and may not be used by or for the benefit of, any individual or entity in any jurisdiction where the provision or use thereof would be contrary to any applicable law, or where we are not authorized to provide such Platform or information and services. We also do not offer services or products to Users in a few excluded jurisdictions including the United States, mainland China, Singapore, Canada, United Kingdom, North Korea, Cuba, Iran, Russian-controlled regions of Ukraine (currently including the Crimea, Donetsk, and Luhansk regions), Syria, or any other jurisdictions in which we may determine from time to time to terminate the services at our sole discretion (the “Excluded Jurisdictions”). You should inform us immediately if you become a resident in any of the Excluded Jurisdictions or are aware of any Users based in any of the Excluded Jurisdictions. You understand and acknowledge that if it is determined that you have given false representations of your location or place of residence, the Company reserves the right to take any appropriate actions in compliance with this restriction or in compliance with the law of a relevant jurisdiction, including termination of any Account immediately and liquidating any open positions. We also do not offer services to persons or entities in the U.S. Treasury Department’s List of Specially Designated Nationals or Blocked Persons, the EU’s Consolidated Financial Sanctions List or the UK Sanctions List, or any entity that is owned or controlled (50 percent or greater) by a person or entity on such lists (hereinafter “Prohibited Parties”), or offer services that involve or otherwise benefit Prohibited Parties. You understand that the Company reserves the right to take any appropriate actions in compliance with this restriction or in compliance with the law of a relevant jurisdiction, including termination of any Account immediately and liquidating any open positions.
И исключенные юрисдикции. Какие это юрисдикции? Сиди гадай, ссылок там нет. Дальше только:
12.2 You shall not use the Site or Platform in any way, provide any information or content, or engage in any conduct in using the Site or Platform that:
(n)except as otherwise permitted by the Company in writing, open multiple accounts except as otherwise explicitly permitted by the Platform;
(o)conduct frequent, intensive trading with or without software or trading tools that are unauthorized by the Platform;
Еще один стандарт про мульти-аккаунты и трейд-роботы не авторизованные по АПИ.
13.1 We may use authentication or verification technologies, services or measures as we deem desirable or appropriate. Such measures may include multi-factor authentication or use of Biometric Information to access the App and the Platform. There can be no assurance that such authentication technologies, services or measures will be completely secure, adequate or successful to prevent unauthorized access to or use of the Platform or your Long bridge Account or Trading Account, or hacking or identity theft.
Мы будем собирать биометрию и персональные данные, но
13.3 While we employ reasonable security measures to protect the security and confidentiality of the Platform and your Personal Information in accordance with applicable law, we cannot guarantee the security of all transmissions or any network or system on which your Personal Information or account or transaction information is stored or processed. To the extent required by law, we will notify you of an unauthorized access, use or disclosure of your Personal Information of which we become aware. In the event you receive such notice, you are responsible for following the instructions set forth in the notice, including immediately changing your User Credentials and other steps to prevent unauthorized access to your account or Personal Information.
При этом не гарантируем их сохранность или передачу третьим лицам:
17.1 As part of the Platform, Personal Information of the User may be collected, used, transferred, disclosed or otherwise processed by the Company in accordance with the Privacy Policy. You should read the Privacy Policycarefully before registering for and using the Site and Platform. You consent to the collection, use and disclosure of your Personal Information in accordance with these Terms and the Privacy Policy, including without limitation, disclosure to the Third-Party Services Provider for purposes of providing services and conducting transactions in regards to the Account.
14.3 Each User fully indemnifies the Company, and its affiliated subsidiaries and affiliates, officer, directors, employees, agents and representatives against any liabilities, costs, claims, losses, expenses (including but not limited to legal fees) and damages arising out of or relating to (i) a breach of these Terms by their Authorized Individual; and (ii) any claim or action by their Authorized Individual against the Company.
Никакой ответственности ни за что, по факту регистрации и соглашения с условием обслуживания.
15.1 By choosing to use the Platform, each User acknowledges that:
(a)the Company is NOT under any obligation whatsoever to accede to the User’s request to provide Material on any products and/or services; and
Вновь ответственности никакой, на этот раз за обслуживание и
15.3 You acknowledge that we have no duty or obligation to verify, correct, complete or update any Material displayed on the Platform. Materials, including without limitation, market data, price quotations, news and research, may be prepared by information providers that are independent of us. We do not warrant that the Material will be accurate, complete or refreshed in a timely manner. You should conduct further research and analysis or consult an investment advisor before making investment decisions. Any use of or reliance on materials by you is at your own risk. We are not obligated to inform you of technical difficulties experienced by us concerning access to the Platform.
представленную информацию.
19.2 In extreme market conditions, however, if a position loss during a certain period of time has depleted the insurance fund, you agree that the Platform shall automatically deleverage the opposing position from the Users with the highest ADL ranking at the bankruptcy price of the liquidated order. In such circumstances, Users with the highest ADL ranking will get their winning positions partially or fully closed, depending on the size of the liquidated position, to cover for other Users’ margin deficit. You may be able to find your ADL ranking on the Platform. The ADL ranking is assigned by the Platform based on your leverage and your positions’ profit ratio. You can find more details regarding ADL here: https://help.bybit.com/hc/en-us/articles/900000031623.
В случае чего, закроем позиции так, как нам выгодно - мы не должны понести убытков.
22.3 UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF LAW (TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE), SHALL WE OR ANY OF THE INDEMNITEES BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DAMAGES ARISING FROM THE USE OR MISUSE OF, OR INABILITY TO USE, THE PLATFORM, THE SITE, THIRD-PARTY CONTENT OR ANY ACCOUNT, REGARDLESS OF WHETHER SUCH DAMAGES ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES, LOSS OF INFORMATION, BUSINESS INTERRUPTION OR LOST PROFITS, LOST SAVINGS, OR LOSS OF DATA, OR LIABILITIES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY, OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY MANNER TO THE SITE, THE PLATFORM, THIRD-PARTY CONTENT OR ANY ACCOUNT OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF WE KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND IF THE FOREGOING DISCLAIMER AND WAIVER OF LIABILITY SHOULD BE DEEMED INVALID OR INEFFECTIVE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES AND/OR LIABILITIES, SO CERTAIN OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.
Ещё раз, на этот раз капсом, НИ ПРИ КАКИХ ОБСТОЯТЕЛЬСТВАХ НИКАКОЙ ОТВЕТСТВЕННОСТИ НИ ЗА ЧТО.
22.4 IN NO EVENT SHALL OUR LIABILITY, REGARDLESS OF THE FORM OF ACTION AND DAMAGES SUFFERED BY YOU, EXCEED THE HIGHEST AGGREGATE FEES PAID BY YOU TO US IN CONNECTION WITH THE PLATFORM, OR THE SITE, OR 10,000 U.S. DOLLARS, WHICHEVER IS GREATER.
Ну максимум 10к долларов, если уж на то пошло 😀
23.1 Access to the Platform may be suspended or terminated in whole or in part at any time either by the User or by us in accordance with the Terms. In addition, we reserve the right at our sole discretion to suspend or terminate immediately and without notice any User’s access to or use of the Site and the Platform if they violate any provision of these Terms or otherwise according to Section 23.2. Your access to the Platform will be automatically terminated upon termination of your Account. Sections 1, 2, 3, 6, 10-17, and 20-26 and any claims for breach of these Terms shall survive such termination.
Блокировка доступа по желанию и ряду нарушений
23.2 We may, at any time and at our sole discretion, limit, suspend or terminate, or issue a warning to you regarding, the Platform or the Account, including terminating the Account (or certain functionalities thereof such as uploading, receiving, sending and/or withdrawing Digital Assets), inter alia, if:
(b)if any transactions are made which we in our sole discretion deems to be (a) made in breach of this Agreement or in breach of the security requirements of the Account; or (b) suspicious, unauthorized or fraudulent, including without limitation in relation to money laundering, terrorism financing, fraud or other illegal activities;
(c)if we become aware or suspect that any Digital Assets or funds held in your Account may be associated with criminal proceeds or otherwise are not lawfully possessed by you;
(d)upon the insolvency, liquidation, winding up, bankruptcy, administration, receivership or dissolution of User, or where we reasonably consider that there is a threat of the same in relation to you;
(e)we are unable to verify or authenticate any information you provided;
(f)we believe, in our sole and absolute discretion, that your actions may cause legal liability for you, the Platform or other Users of the Platform;
(g)we decide to cease operations or to otherwise discontinue any services or options provided by the Platform, or parts thereof;
(h)there is a change in your circumstances (including a deterioration in or change to your financial position) which we consider, in our sole discretion, material to the continuation of the Account;
(i)we are directed as such by any Governmental Authority;
(j)we are otherwise required to do so by applicable law;
(k)there is a disruptive market event that triggers a trade halt; or (l)we otherwise decide in our sole discretion that termination or suspension of the Account, the Platform or the Terms is necessary.
23.3 We have no obligation to inform you of the ground or basis for suspending, terminating or freezing your Account or any digital assets in your Account or other actions we take regarding the Site, the Account, or the Platform.
23.4 Neither the Company, the Platform nor any third party acting on their behalf shall be liable to you for any suspension, limitation or termination of your Account or your access to any part of the Platform in accordance with this Agreement.
Более того, если заблокируем - мы не несем ответственности и не обязаны вам говорить почему
26.1 These Terms shall be governed by the laws of Singapore.
Судитесь в Сингапуре если чем-то недовольны.
Какие выводы можно сделать из прочитанного?
Основная цель всех этих манипуляций - защитить интересы владельцев биржи и ее администрации, снимая ответственность за абсолютно всё. Это означает, что ваши средства на бирже никогда не будут в безопасности, и вы можете их потерять в любой момент. Если у вас возникнут вопросы или претензии, вам придется обращаться в суд государства, в котором зарегистрирована биржа, что может быть крайне неудобно (если возможно, в принципе). Несмотря на все претензии по работе с отечественной банковской системой, отношения между вами и банком, зарегистрированным в вашей стране, регулируются законодательством и обеспечивают вам защиту. В случае каких-либо проблем, вы можете обратиться к Федеральному законодательству, Гражданскому кодексу и рассчитывать на адекватное решение.
Почему криптовалютные биржи формируют такие, откровенно кабальные, правила? Потому что могут. Имея возможность поставить в приоритет свои интересы - они именно так и делают, что ставит под сомнение некоторые либертарианские теории о саморегуляции финансовых институтов. Тяга к "я начальник - ты дурак", судя по всему, неискоренима.
С любовью, Cartesius.
Предыдущие разборы: