Article: BNM Shariah Committee
MMJ
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BNM Shariah Committee
Shariah Committees must possess both fields of Knowledge ie Shariah Knowledge AND Worldly Knowledge.
Obviously many have clear Shariah Knowledge but the question is, are they given, and how many possess the WORLDLY KNOWLEDGE THAT MATTERS?
For example
1. Do they understand banks create money when they give out loans?
2. Do they realise banks gives 70% of their loans or financing to personal loans and the personal sector?
3. Do they understand Loans to personal loans/financing creates permanent inflation?
4. Excessive loans to housing sector creates rocketing house prices?
5. Seigniorage, loans to rich people makes rich richer and poor poorer?
6. Only 30% loans to real economy stunts economic growth, keeps high unemployment in country or "Full employment of underpaid people" and contribute to permanent general inflation?
7. SME sector (RM50m and below turnover) creates 70% of jobs in Malaysia and throughout the world. When this sector is not, or too poorly, funded it creates youth and graduate unemployment and depressed wages and salaries for those lucky enough to get jobs. There is 260m youths unemployed in the world today practising this monetary system. Malaysia 1m.
8. BNM takes instruction from Bank of International Settlements, Basel (BIS).Does BNM know that BIS Basel founder Directors are 2 ex Governors of Bank of Israel, that the World Zionist Organisation was formed in Basel in 1897? That the BIS is controlled by the Federal Reserve of America which is a Central Bank of the US owned by 5 US banking families, Rothschild, Rockefeller, Morgan, Warburg and Kuhn-Loeb?
9. Do they know that the original Islamic Banking Paper prepared by Dr Halim Ismail was Mudarabah Musyarakah but rejected by BNM and forced to be pure debt based like we see today?
10. Do they understand that our education system is based on Western Worldview which twisted our minds away from being Syumul and be based on Worldview of Quran and Sunnah as demanded by the Creator?
11. Are these capable people to answer for us in Mahsyar?
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Dikemaskini [Updated]: Sam Ahmad 20260222