AML& KYC Policy

Last updated: May 19, 2026

This Anti-Money Laundering and Know Your Customer Policy (“AML/KYC Policy”) explains how 001k.bot (the “Company”, “we”, “us”, or “our”) applies anti-money laundering, counter-terrorist financing, sanctions compliance, and customer verification measures in connection with the services made available through the Platform.

This AML/KYC Policy forms an integral part of the Terms & Conditions and applies to all Users of the Platform, including users of the Website, WebApp, Telegram Bot, and any related services.

By accessing or using the Platform, you acknowledge that you have read, understood, and agreed to comply with this AML/KYC Policy.

We reserve the right to apply any measures that we consider necessary or appropriate to comply with applicable laws, regulatory obligations, internal risk controls, and compliance standards.

1. Compliance Commitment

The Company is committed to preventing the use of the Platform for:

money laundering;
terrorist financing;
sanctions evasion;
fraud and financial crime;
proliferation financing;
the use of stolen or unlawfully obtained assets;
market manipulation or abusive trading practices;
any other unlawful, deceptive, or abusive activity.

To achieve this, the Company implements a risk-based compliance framework designed to identify, assess, and mitigate financial crime risks associated with the use of the Platform.

This framework may include, without limitation:

customer identification and identity verification procedures (KYC);
customer due diligence and risk assessment; sanctions and watchlist screening;
blockchain transaction monitoring and wallet risk analysis;
behavioral monitoring and detection of unusual activity;
source of funds and source of wealth checks where appropriate;
enhanced due diligence procedures for higher-risk activity;
restrictions on transactions, accounts, or services where risks are identified;
internal compliance reviews and investigations;
reporting of suspicious activity to competent authorities where required by law.

The Company may perform these checks both at the time of onboarding and on an ongoing basis throughout the Userʼs relationship with the Platform.

To support these measures, the Company may use a combination of internal compliance systems and trusted third-party service providers, including identity verification providers, blockchain analytics providers, fraud detection tools, and other compliance infrastructure.

All compliance measures implemented by the Company are carried out in accordance with applicable laws and regulatory requirements, including applicable data protection and privacy legislation. The Company processes personal data in accordance with its Privacy Policy and applicable data protection laws, including the principles set out under the General Data Protection Regulation (GDPR) and other relevant data protection frameworks where applicable.

The Company seeks to ensure that compliance controls are applied in a lawful, proportionate, and risk-based manner, while respecting applicable data protection standards and fundamental rights protections under relevant legal frameworks.

By using the Platform, Users acknowledge and agree that their activity may be subject to compliance monitoring, review, and risk assessment for the purposes of preventing financial crime and ensuring the integrity and security of the Platform.

2. Applicable Control Measures and Service Termination

In order to maintain the integrity, security, and lawful operation of the Platform, the Company reserves the right, at its sole discretion and without prior notice where permitted by law, to apply compliance and risk management measures that it considers necessary or appropriate.

Such measures may include, without limitation:

requesting additional verification information or documentation;
conducting enhanced due diligence checks;
delaying, rejecting, or restricting transactions;
placing transactions or funds on hold while compliance reviews are conducted;
restricting access to certain services or features of the Platform;
suspending or terminating User accounts;
blocking access from certain jurisdictions, wallet addresses, IP addresses, or counterparties;
refusing onboarding or continued service where the associated risk is considered unacceptable.

The Company may take such actions where it reasonably believes that a transaction, account, or activity:

may violate applicable laws or regulations;
may involve sanctioned persons or jurisdictions;
may involve proceeds of crime or suspicious financial activity;
may expose the Platform to legal, regulatory, reputational, or operational risk;
may otherwise be inconsistent with the Companyʼs compliance policies or risk management framework.

Where permitted by applicable law, the Company shall not be obligated to disclose the details of internal compliance assessments, monitoring procedures, suspicious activity reviews, or reporting decisions.

Nothing in this Policy shall be interpreted as creating an obligation for the Company to process any particular transaction, maintain any account, or provide continued access to the Platform.

3. Customer Identification and Verification (“KYC”)

Completion of KYC verification is a mandatory condition for the use of the Platformʼs services. Users who do not complete the required verification procedures may be restricted from accessing certain features or from using the Platform entirely.

As part of the KYC process, the Company may collect and verify information necessary to confirm the identity of the User and assess potential compliance risks.

Depending on the nature of the User, the services requested, and the associated risk profile, the Company may request one or more of the following types of information or documentation:

Full name, date of birth, and nationality;
Residential address and contact details;
Government-issued identification documents;
Biometric verification or liveness checks;
Proof of address documentation;
Information relating to the intended use of the Platform;
Corporate registration documents and ownership information for legal entities;
Identification of beneficial owners, directors, or authorized representatives;
Any other information or documentation reasonably required for compliance purposes.

Identity verification may be conducted using internal procedures and through third-party verification providers engaged by the Company, including identity verification and compliance service providers.

Users are required to provide accurate, complete, and up-to-date information during the KYC process and may be required to confirm declarations regarding the accuracy of the information provided, the lawful origin of funds, and compliance with applicable laws.

Users are responsible for ensuring that the information provided during the KYC process remains accurate and current at all times. Users must promptly update their information where changes occur, including but not limited to changes in residential address, contact details, or other identifying information.

Users must also ensure that identification documents provided during the verification process remain valid. Where identification documents expire or become invalid, the Company may require the User to submit updated documentation in order to continue using the Platform.

The Company reserves the right to refuse onboarding, restrict access to services, suspend accounts, or terminate the business relationship where:

required KYC verification is not completed;
requested information or documentation is not provided;
the information provided is inaccurate, incomplete, or unreliable;
the Company determines that the associated compliance risk is unacceptable.

KYC verification may also be required or repeated at any time during the Userʼs relationship with the Platform where the Company considers additional due diligence necessary.

4. Transaction Monitoring

The Company applies ongoing monitoring procedures designed to identify unusual, suspicious, or high-risk activity conducted through the Platform.

Monitoring measures may include, without limitation:

review of deposits, withdrawals, and transfers;
blockchain analytics and wallet risk screening;
behavioral analysis and pattern detection;
monitoring of transaction frequency, volume, and counterparties;
device, network, and IP monitoring;
monitoring of account activity for unusual or abnormal behavior.

The Company may rely on internal monitoring systems as well as third-party compliance providers to assist in the detection and assessment of potential risks.

Users acknowledge and agree that all activity conducted through the Platform may be subject to compliance monitoring and review.

5. Source of Funds and Additional Information

The Company may request additional information or documentation relating to a User, account activity, or specific transaction where necessary to comply with applicable laws or internal compliance procedures.

Such requests may include, without limitation:

explanation of the purpose of a transaction;
confirmation of the source of funds used in a transaction;
information regarding the source of wealth where relevant;
supporting documentation demonstrating the lawful origin of assets;
documentation confirming ownership or control of wallet addresses;
information identifying counterparties involved in transactions; completion of additional compliance questionnaires.

Where required, the Company may apply Enhanced Due Diligence (“EDD”) procedures. Such procedures may include requesting additional documentation or requiring the User to complete compliance questionnaires, including but not limited to Proof of Funds (PoF), Source of Funds (SoF), Source of Wealth (SoW), or transaction purpose questionnaires.

Users agree to provide requested information, documentation, or declarations within a reasonable timeframe when requested by the Company.

Failure to provide requested information or documentation may result in delays, restrictions on account activity, suspension of services, or termination of the User relationship.

Where documents or information provided by a User appear to have been falsified, altered, manipulated, forged, or otherwise misrepresented, the Company reserves the right to permanently block the relevant transaction, restrict or suspend the Userʼs account, and terminate the Userʼs access to the Platform without providing further explanation, where permitted by applicable law.

The Company may also take any additional actions it considers necessary or appropriate in accordance with applicable laws, regulatory obligations, and its internal compliance policies, including reporting such activity to competent authorities where required.

Where a User accesses the Platform in order to provide services to third parties, including but not limited to customers or users of the Userʼs own platform or application, the User represents and warrants that it maintains appropriate compliance procedures consistent with applicable laws and regulations.

Such Users agree that their internal compliance standards and risk management procedures shall not be less stringent than those applied by the Company and that they will cooperate with the Company in providing any information reasonably required for compliance or risk management purposes.

The Company reserves the right to request additional information relating to such activities and may restrict or terminate access to the Platform where such activities are considered to present elevated compliance, operational, or security risks.

6. Transaction Information Requirements

In certain circumstances, the Company may be required to collect, verify, store, or transmit information relating to digital asset transactions.

Such information may include details relating to the originator and beneficiary of a transaction, wallet addresses, and other information required to comply with applicable legal or compliance requirements.

Users acknowledge and agree that the Company may request additional information relating to transactions in order to comply with such requirements.

The Company reserves the right to delay, reject, or restrict transactions where the required information cannot be obtained or verified.

7. Sanctions Compliance and Prohibited Activities

The Platform may not be used by or for the benefit of individuals, entities, organizations, or jurisdictions that are subject to applicable sanctions, trade restrictions, or other legal prohibitions.

The Company may conduct sanctions screening and compliance checks on Users, beneficial owners, counterparties, wallet addresses, transactions, IP addresses, and other relevant information using internal systems and third-party compliance providers. Sanctions screening may be performed at the time of onboarding and on an ongoing basis throughout the Userʼs relationship with the Platform.

Access to the Platform may be restricted or prohibited for Users located in, residing in, or acting on behalf of persons located in jurisdictions that are subject to sanctions regimes, international embargoes, or that otherwise present elevated legal, regulatory, or anti-money laundering risks.

Such jurisdictions may include, without limitation, sanctioned jurisdictions and regions, jurisdictions posing significant AML/CTF risks, or other restricted or high-risk jurisdictions, such as: Iran, North Korea, Syria, Cuba, Crimea, Donetsk, Luhansk, Zaporizhzhia and Kherson regions of Ukraine, Afghanistan, Myanmar, Yemen, Sudan, South Sudan, Lebanon, Venezuela, Iraq, Russia, Belarus.

This list is not exhaustive, and the Company reserves the right to restrict or prohibit access to the Platform from any jurisdiction that it determines, at its sole discretion, presents legal, regulatory, sanctions, or compliance risks.

Users are responsible for ensuring that their use of the Platform complies with all applicable sanctions laws and regulations.

Users are strictly prohibited from attempting to circumvent sanctions restrictions or compliance controls, including through the use of intermediaries, third parties, VPNs, proxy services, false location information, or any other means designed to disguise the Userʼs identity, location, or jurisdiction.

Where the Company identifies potential exposure to sanctioned persons, entities, jurisdictions, or other restricted activities, it reserves the right to take appropriate compliance measures, including but not limited to:

refusing onboarding or account registration;
delaying, rejecting, or blocking transactions;
restricting or suspending account access; terminating the User relationship;
reporting the matter to competent authorities where required by applicable law.

The Platform may not be used for any unlawful, fraudulent, or abusive activity. Prohibited activities include, but are not limited to:

money laundering or terrorist financing;
sanctions evasion or attempts to circumvent sanctions restrictions;
the use of stolen funds or assets obtained through unlawful means;
fraud, scams, or deceptive financial practices;
transactions involving illegal goods or services;
activities related to human trafficking, exploitation, or abuse;
activities involving illegal weapons, arms trafficking, or the proliferation of weapons;
drug trafficking or the distribution of controlled substances in violation of applicable laws;
child exploitation or other forms of serious criminal abuse;
illegal gambling or unlicensed gaming activities where prohibited by law;
cybercrime, including ransomware payments, hacking-related activity, or the distribution of malicious software;
activities designed to conceal the origin or destination of funds; attempts to bypass compliance procedures, transaction monitoring systems, or verification controls;
the submission of false, misleading, manipulated, or forged documentation or information;
the use of the Platform on behalf of undisclosed third parties where such use violates applicable laws or the Companyʼs policies.
participation in, facilitation of, or use of alternative settlement mechanisms or intermediary structures intended to bypass applicable sanctions, financial restrictions, or compliance controls, including but not limited to payment agents, compensation schemes, offsetting arrangements, netting, reconciliation mechanisms, or other non-standard settlement structures.

The Company reserves the right to determine, at its sole discretion, whether particular conduct constitutes prohibited activity or presents unacceptable compliance, legal, operational, or reputational risk.

Where such risks are identified, the Company may apply the measures described in this Policy, including restricting access to the Platform or terminating the User relationship.

8. Reporting Obligations

The Company may be required to report certain transactions, activities, or User information to competent authorities where required by applicable laws, regulatory obligations, or lawful requests from authorized authorities.

Where the Company identifies transactions, activities, or behavior that may be associated with money laundering, terrorist financing, sanctions violations, fraud, or other unlawful conduct, it may conduct internal compliance reviews and, where appropriate, report such activity to relevant authorities.

Users acknowledge and agree that the Company may disclose information relating to Users, accounts, transactions, or other relevant activity where required to comply with legal or regulatory obligations or to prevent financial crime.

In certain circumstances, the Company may be prohibited by law from notifying the User that a report has been submitted or that an investigation or compliance review is being conducted.

The Company may also cooperate with law enforcement agencies, financial intelligence units, regulators, and other competent authorities by providing information, records, or assistance where required by applicable law or lawful authority requests. Further information regarding the procedures for handling such requests is available in the Companyʼs Legal Request Policy.

Nothing in this Policy shall prevent the Company from taking any actions necessary to comply with applicable laws, regulatory requirements, or legal obligations relating to the prevention of financial crime.

9. Record Retentions

The Company may retain records relating to Users, accounts, transactions, and compliance procedures for the period required by applicable laws, regulatory obligations, internal compliance policies, or legitimate business purposes.

Such records may include, without limitation:

identification and verification information collected during the KYC process;
documents and information provided during onboarding or ongoing due diligence;
transaction records and blockchain-related transaction data;
communications with Users relating to compliance reviews or investigations;
records relating to compliance assessments, monitoring activities, and internal investigations.

The Company may retain such information for a reasonable period after the termination or closure of a Userʼs account where required for legal, regulatory, audit, compliance, fraud prevention, dispute resolution, or operational purposes.

All information retained by the Company will be handled in accordance with applicable data protection laws and the Companyʼs Privacy Policy.

The Company may securely store records using internal systems and trusted third-party service providers.

10. Amendments

The Company reserves the right to modify, update, or amend this AML/KYC Policy at any time to reflect changes in applicable laws, regulatory requirements, operational practices, or internal compliance policies.

Updated versions of this Policy will be published on the Platform and will become effective upon publication unless otherwise stated.

Users are encouraged to review this Policy periodically to stay informed about the Companyʼs compliance practices.

Continued access to or use of the Platform after the publication of any updates to this Policy constitutes acceptance of the revised AML/KYC Policy.