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The pros and cons of virtual credit cards compared to traditional physical credit cards

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Control consumption.

Virtual credit cards allow you to set spending limits to prevent yourself from going over your budget. Alipay virtual credit card is free of charge. Many merchants offer free trials but require you to provide a credit card number for charging. If you don’t want to be charged for the official package after the free trial expires, you can use a virtual credit card to avoid being charged for forgetting to unbind it.

Overseas virtual credit cards can be unlocked using a password, pattern lock, fingerprint or facial scan for contactless payments. When checking out in a physical store, you can pay with your phone if you see the Digital Wallet logo or the Contactless logo. Supports connection to Google Pay, Samsung Pay, Apple Pay and PayPal.

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