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It has always been the ponder on many Canadian and American workers to 'retire early' before 65 years of age. For many it has been plausible. Supplemented by pensions, 401k, RRSPs, savings and Canada Pension/Social Security payments, retirees experienced the prospect to comfortably enjoy their post retirement years.
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McCain first proposal would be to give the possibility to workers to invest at least 20% in the SS payroll taxes in private history. The proposal of Obama, president elected, it might be to use a "doughnut," meaning that no social security taxes effectively paid concerned with the current salary base $102,000 and $250,000.
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It's easy living on Social Security Disability benefits or SSI. Wow, is that this wrong. Simply look at what you have access to from Social Security in retired and consider living on that amount for SSD. The needs-based program of SSI offers very modest income and asset standards. On a side note, a disabled child may be eligible for SSI should the family income meets the principles.