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How to Get a Replacement Car Key
It can be a hassle to lose a car key. It can also be costly depending on the type of key you've got.
A call to an auto locksmith is the easiest method of replacing a key. This is usually a less costly and quicker option than calling roadside assistance or a dealership.
Cost
A few years ago, losing your car keys was not a big deal. You could just visit your local hardware store and get an alternative key made. Today, however, the process is much more complex and expensive. It's because cars are technologically advanced and their keys too. And while this may make them more secure against theft, it also makes them more expensive to replace.
The cost to replace the lost car key will vary based on the model, year and make of your vehicle. Many newer vehicles have key fobs with a transponder to stop theft. These chips must be paired to your vehicle. This usually requires a dealership or locksmith. The cost varies based on the model of your car however it could reach $200.
Additionally, some modern vehicles use laser-cut keys that need to be programmed with a specific machine, which is only available through dealerships or auto locksmiths that specialize in this. The cost of a key for this type of lock is up to $100.
Another factor that affects the cost of losing a key is where you live. If you live located in a remote area there is a chance that you will need to pay extra for service because the locksmith or tow truck has to travel a long distance to arrive at. A locksmith may also charge a fee for work performed on holidays, weekends or after hours.
You can cut down on the expense of replacing the car key that was lost by keeping a spare one at home or in your wallet. Keep your car's registration or title documents with you, since these will be needed to prove that you're the owner of the vehicle should you need to contact the dealership for a replacement key. You can also call your roadside assistance service. They may be able offer you a temporary replacement, depending on their terms and conditions.
Time
Losing your car keys could be frustrating however, you shouldn't be panicking. Spend a few minutes searching for your keys in the most obvious places, like your purse or pocket. Then, take a walk through your day and try to remember the places you may have left them. This will aid in determining if you've lost them or if they're still in your car. If you're not able to locate your car keys, it may be time to purchase an alternative.
The majority of modern cars come with a remote key fob that utilizes a code to unlock and start the vehicle. This kind of key has to be reprogrammed in order to work with your specific vehicle and this is usually a job that requires a professional. Contact an auto locksmith to see whether they are able to handle this, and you will also require evidence of ownership.
Old-fashioned car keys made of metal are much more simple to replace than remote key fobs. They are completely mechanical and easy to duplicate. A locksmith near you can replace your lost key on the spot. They can also duplicate the ignition cylinder for your vehicle and this is an additional expense. If you'd like to create copies of your old car keys, visit an establishment that specializes in cars to make them quickly and inexpensively.
If your car keys begin to look worn out, you should consider replacing them. Regular use can wear away the teeth on the key and cause it to be difficult to align them correctly. If the key starts to get stuck in the lock, that's an indication that it's time for a replacement.
The dealer might need to program the key if you own an older model or a premium car. This is a complex task that can take a long time to complete and can cost you a lot. You may be covered by the warranty on your car or insurance dependent on the model of your vehicle.
Availability
Even if your driving skills are good, you could still lose your keys. This can be a huge hassle, especially if it occurs at the most inconvenient time, like when you're at a gas station or grocery store and just want to get home. There are many ways to replace the key that was lost. You can find an locksmith, call roadside assistance, or call your insurance company.
You'll first need to identify the kind of key you have. It is important to understand that different cars use different keys. Some are old-school and only lock via the key cylinder and others come with a chip that communicates with the car to unlock the doors and then start it up. Some keys can be replaced with an auto locksmith, however you might need to visit a dealership to order one from the manufacturer if it is smart key.
You should first read the instruction manual or contact the dealer for instructions on how to program the key for your vehicle. You'll need to show proof of ownership and may require waiting a few days for the dealer to order your replacement. This procedure will also require that you bring your vehicle to a locksmith or another service provider, to get it programmed. It's not the best option for those with limited mobility or strict schedules.
The process is much simpler if you have an extra. It is possible to purchase an online replacement key for a very low cost dependent on the type of vehicle. If your keys have an electronic transponder or key fob, you will need to see a qualified expert in order to replace them and program them. Depending on the brand and model of your car this could require a tow to the dealership or letting a locksmith do it for you.
A bluetooth tracker is an additional option to obtain a replacement car key. These tiny devices attach to your keyring and emit a signature that can be picked up by a smartphone with an application installed. The app will show you the location of your key so you can easily locate it.
Insurance
Car insurance policies typically do not cover the cost of keys lost. However, there are some exceptions. Many of the best car insurance companies that are dedicated to client happiness provide additional coverage for things like lost keys. It's usually an additional cost, but could be less expensive than paying out from pocket for key replacement costs.
The specific policy and the amount of the deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional keys can be replaced easily, but it may be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and use computers to transmit signals to the vehicle, which means they're more difficult to replace than traditional mechanical keys. These keys are also more expensive, since you'll have to pay for a locksmith as well as the key itself.
If you're looking to cut costs on a key replacement, consider using an auto club or roadside assistance. These services may offer locksmiths discounted rates, and may even cover the cost of a new key. Some of these firms also provide emergency lockout services, which can be useful if you're in a rush and have to get back on the road.
You can also contact your car dealer to inquire if they could help. Many dealerships have locksmiths on staff, and they may be able to design you a new key for an affordable price. However, if the dealer has to purchase a brand new key for your vehicle it could take a few days to arrive. Keep all receipts and paperwork regardless of the method you select. This will enable you to make a claim with your insurance company.
Although it's not an enjoyable experience, losing your car keys can occur to anyone. There are ways to avoid costly consequences. The most efficient and cost-effective method to replace keys for your car is calling a locksmith in your area. However, it is important to consider the financial benefits versus the time and cost involved before making an insurance claim.