Below are some of the questions customers often ask about Age UK Home Insurance. We hope the answers will be helpful for you. A. Age UK Home Insurance is designed with the over 50s in mind, however there is no age restriction and anyone can apply providing your home is: Cover cannot be provided if you or anyone living with you has: Please note that other factors may also affect eligibility, not just those listed above.If you live in rented accommodation, your landlord should have buildings insurance and you only need contents insurance. How are claims settled? A. All claims for contents cover are settled on a ‘new for old’ basis. So, damaged items will be repaired and anything stolen or damaged beyond repair will be replaced as new. With buildings cover, claim settlements are based on the full repair or rebuilding cost. Please note, the sum insured must be high enough to cover the full replacement or rebuilding cost at today’s prices.But, if you need to insure high sums or depending on the area you live in, you may need to take additional precautions as part of the arrangements for providing your buildings and contents insurance cover.
If so, the insurance arranger will let you know and give you time to fit them. See page 10 of the policy document for more details. A. If you’re not satisfied with your policy, you can cancel at any time by telephoning or writing to Age UK Insurance. You will only be charged for the time you have been on cover unless a claim has been made. If a claim has been made, you will need to pay the full annual premium. A. The insurance Arranger will be happy to discuss the options with you, so that you can decide what cover you need. When you apply, just let them know which extras – if any – you want to include in your cover. A. If you make a change to your policy during the period of insurance and the difference in the premium is less than £10, you will not be charged an additional premium or have a refund. Plus, unlike most insurers, Age UK Home Insurance will not charge you an admin fee for changing your policy. A. 'Hidden admin fees' can include adjustment fees, cancellation fees and duplicate document fees.
Some companies also charge interest (APR) for paying monthly. On top of this, some may charge a 'Direct Debit fee' for monthly payments. Age UK Home Insurance allows you to pay by interest-free monthly instalment (0% APR Representative). There are also no fees for policy amendments, cancellations or duplicate documents. A. Defaqto are a leading independent UK financial researcher, specialising in analysing and comparing financial products such as insurance. They rate hundreds of insurance products, giving each a 1 to 5 rating based on quality and comprehensiveness of the features and benefits it offers. This may help you make a more informed decision about which one suits your needs. Defaqto are completely independent and unbiased and never knowingly exclude a product or policy from their Star Ratings. A. It is important to base your financial decisions on the quality of a product - not just how much it costs. Star Ratings assess products based on the features and benefits they offer, helping you see at a glance where a product sits in the market.
Age UK Home Insurance provides one of the highest quality policies in the market as indicated by a Defaqto 5 Star Rating. A. Simply call the claims helpline on 0345 602 5273, which is open 24 hours a day, 365 days a year. An operator will immediately confirm whether your policy covers you for the incident. Please have your policy details available. Alternatively, you can write to Customer Services Adviser, Age UK Home Insurance, Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire SO53 3YA. If you have Home Emergency cover, please call 0144 444 2114. If you want to make a claim on your Personal Legal Protection policy, please call 0333 005 0353 and quote “Age UK Personal Legal Protection”.How can I protect my home this winter? A. Winter can be a difficult time. The temperatures drop and stormy weather can become more common. For some top tips on how to protect your home this winter, view the Age UK Winter Prevention Guide. "It’s all in the detail."
Seaham Hall is a celebrated and award winning hotel having most recently been awarded the Conde Nast Johansens UK Readers' Award 2017 as well as 'Small Hotel of the Year' award at the 2015 North East Tourism Awards, with the judges recognising the first class facilities and a committed team effort providing an unsurpassed guest experience. Dating back to 1791, this boutique Five Star hotel is steeped in history and charm. Set within 37 acres of delightful gardens in a stunning cliff top location overlooking the sea and the coast of the Durham Heritage Coastline, Seaham Hall is a beautiful Georgian Mansion ideally located for a luxurious overnight retreat. Take a stroll along the beach or take our bikes out for a ride around the stunning surrounding areas...or for the less adventurous you can completely immerse yourself into our award winning Serenity Spa where our therapists and spa experts are on hand to make your experience completely relaxing and tailored for you so you are able to leave feeling a little better about yourself.
Seaham Hall as well as boasting an award winning spa has two renowned restaurants, one of which is Byron's Restaurant a fine dining experience where our renowned Chef Ross Stovold celebrates the best of British ingredients showcasing local suppliers and seasonal produce because of this the menu changes daily meaning there is always something new and creative on the menu! Byron's Restaurant has recently been awarded a 1st in the Taste Durham Awards, recognising our hard work towards supporting and championing local producers and suppliers. The Ozone is our Pan-Asian Restaurant where you will always be guaranteed a tasty experience, located in our Serenity Spa it is the perfect dining location for Spa guests to enjoy!There are various meeting and event facilities, such as our Vortex blue sky thinking meeting room and the beautifully elegant Annabella room. Our luxury hotel is perfect for hotel stays for those wishing to visit hotels in Durham, Newcastle and Sunderland. Located in County Durham, England and adjacent to the North Sea in a striking location, just 5 miles from Sunderland, 14 miles from Durham and 18 miles from Newcastle.Our uniquely designed suites provide the perfect relaxing getaway with all of the modern amenities and top rated accommodation one would associate with one of north England's finest Durham hotels.