Тестовое задание:

Ripio Credit Network (#ripio):

Web: https://ripiocredit.network/

Telegram: https://t.me/RCNchat

Whitepaper: Read

Blockchain: Ethereum ERC20

Tokens: RCN (1 ETH = 4,000 RCN)

HardCap: $ 75 million

Issue of tokens: 510.000.000

ICO Date: October 24, 2017

About the project:

The aim of Ripio Credit Network is to create a decentralized credit platform that will allow entrepreneurs and individuals to achieve success. Ripio will use smart-contracts Ethereum blockchain technology to create a platform that will unite all creditors and borrowers. As all transactions will take place outside banks, Ripio expects that the cost of management will be reduced several times, allowing borrowers to receive credit with low interest rates.

Ripio is a protocol whose purpose is to raise the transparency and reliability of lending. The protocol provides P2P lending, regardless of where the lender and borrower are, and what currency is used. Ripio strives to provide better conditions for both parties, creating a better credit alternative than what is available today.

 At the present time Ripio numbers more than 100 000 users in Latin America, and expects to reach the world level.

Pros:

+ Ripio and the previous project received funding from major investors since 2013.

 + Detailed and well-judged White Paper, realistic plans to enter the international level. Borrowers receive a loan in local currency and do not need to use cryptocurrency, RCN assumes it.

 + No discounts on pre-sale, etc., therefore the initial value of the token is the same for all.

Cons:

- The 'network effect' of the platform, so that it to be effective, a large number of users are involved in it.

 - Obstacles on the part of the banking system may not allow the project to develop to the full.

 Does the P2P lending platform have a right to life?