Lifestyle Finance: Features and Benefits Shopping on Lifestyle Finance helps you cross the fine line between necessity and luxury with ease. Buy the best of products and pay the total cost in simple installments without worrying about interest. Read on to know more about added benefits to your Lifestyle Finance: Loan amounts of up to Rs.3 lakh You are eligible to get a loan of up to 3 Lakh towards the purchase of your favourite durable products. Instant and on-the-spot approval You don't have to visit any branch or wait for days to get your loan approved. Through our in-store representatives present in the partner stores, you can get instant approval in 5 minutes. Apart from a few essential documents like PAN card, driving license etc. and basic information to be filled in the loan application form, most of the formalities can be completed while you are in the store choosing your favourite durable. There are times when you may have some extra cash in hand, you can then choose to pre-pay a part of your loan amount which would not only reduce your overall tenor/EMIs but also help you close your loan quickly.
These points will help you understand part-prepayment better: You can pre-pay up to six times in a calendar year The minimum pre-payment amount cannot be less than the sum of 3 EMIs. There is no maximum limit for the pre-payment amount. As an existing customer of Bajaj Finserv, you will be eligible to get exclusive pre-approved offers from us. These offers may include a top-up loan or even the best deals on consumer durables from time to time. Once you’ve availed a loan from Bajaj Finserv, you can get all information about your loan like payment schedule, interest certificate, repayment track and key information related to your loans through our digital customer portal. Not yet an existing customer? You’ll be surprised how easy it is to get a Lifestyle Finance loan with Bajaj Finserv even if you’ve never used our services before. Just visit any of our 12000+ retail partner outlets across over 140 cities in the country and our in-store representative shall guide through the entire process.
Click here to find the nearest outlet in your city. Follow these steps to use our toll free IVR: Dial 020 3957 5152 (call charges apply) (W.e.f. 2 May 2015) Enter your 7-digit BFL Customer ID Select from various IVR options Access IVR in 10 languages: English, Hindi, Bengali, Marathi, Punjabi, Gujarati, Tamil, Telugu, Kannada and Malayalam Access to all loan details for all your queries SMS <> to +91 92275 64444 GETEMAIL for your current email address UPDEMAIL to update your email address GETADD for your current registered email address CUSTID to know your customer ID LAN to know your Loan Account Number EMI LAN to know your loan/ EMI details EXPERIA to know your Experia user ID and password PIN to know your 4 digit EMI card PIN FEEDBACK to give your valuable feedback SAT Y Give a positive feedback SAT N to give a negative feedback (Your mobile number should be registered with us for this facility).
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