Ben’s Mattress and Furniture offers three financing options for your new furniture purchase: A completed application along with the following items must be processed at one of the Ben’s locations to qualify. For complete details, please see an associate at any one of our stores. Income from the same source for 30 days. An open or active personal checking account used in the normal fashion. Deposit at least $900 per month in the account and have no more than 4 non-paid checks or debits on one 30 day bank statement. Account must be open for at least 90 days. Must have check and debit transactions going through personal checking account. Voided check or down payment at store using debit card attached to the checking account. Valid state issued picture ID. Gross income of at least $1,200 per month. Military must be E4 or above. Click here to complete the Okinus Credit Application (file in PDF format) 6 or 12 Months – No Interest – with regular payments**A completed application can be processed at any one of the Ben’s locations to qualify.
We offer 6 months no interest with regular payments on all purchases under $500. We also offer 12 months no interest with regular payments on all purchases of $500 and up on your Synchrony consumer account. For complete details and an application, please see one of our store associates. *Provided by Okinus Credit Solutions.Maximum approval is $3,000 and depends on monthly income. Minimum monthly income is $1,200. **Provided by Synchrony Financial. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Subject to credit approval.
Two Great Options to Fit Your Financing Needs! * Financing only available for In-Store sales. Fill out online paper work and bring necessary documentation to the location nearest you. NO CREDIT CHECK Financing By: Progressive finance has developed a hybrid lease/purchase financing program that approves 9 out of 10 applications regardless of your credit history. Instead of using a credit history, our approvals are based on two factors: What is the interest rate? This is a lease/purchase program-there is no interest rate. Progressive purchases the merchandise for you after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month. Example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months. What do you need? All the customer needs are 3 easy-to-get documents to verify the requirements and receive approval. - 30-day bank statement - Most recent pay stub
- Voided or Cancelled Check - Copy of Your Last W-2 What does it cost? There is simply an application fee which is refundable if application is not approved. What are my Buyout options? 90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date. 65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account. Dream Home Interiors Furniture Store - Roswell, Atlanta, Georgia Dream Home Furniture has two locations serving the Atlanta, Georgia area in the Rowsell Shopping Center and the Town Center Mall in Kennesaw. If you are looking for the best furniture shopping experience in the Atlanta area, visit Dream Home Furniture. serves the Roswell, Kennesaw, Alpharetta, Sandy Springs, East Cobb, Buford, Norcross, Marietta, Atlanta, Georgia area. Visit Dream Home Furniture today for the best prices and to find your perfect piece of living room, dining room, bedroom, patio and outdoor furniture, home office, accent, entertainment,
kids bedroom furniture along with the best selections of mattresses the Atlanta area has to offer.Step 1 - Basic Info Step 2 - Pre-Approval Step 3 - Finalize We work with the top financial institutions for furniture financing and with the assistance of our financing specialists, we are almost certain we can find a program that fits your financial and purchasing needs regardless of your credit situation. Our Most Popular Furniture Financing Option 0% interest for the first 90 days Payments can be extended up to 1 year or 12 months Requirements: checking account, 6 months employment We use our innovative QUICK MATCH financing application that matches you with the financing program that’s likely to be the best fit based on the information you provided.We offer two easy financing programs. Use your good credit with Affirm, or apply with Progressive and take advantage of 0% for 90 days. Approvals up to $20,000 Interest rates between 10-30%
No Credit Check (for all credit situations) 90 Days Same as Cash $53 Down Payment Required Pay on your Payday Approvals up to $3,000We offer the most popular No Credit Check furniture financing program in the land. We’ve got you covered. Getting the new furniture you need has never been easier. Have a bank account? Get approved in 5-minutes. Credit is not a factor whatsoever with Progressive’s No Credit Check financing program. 12-month payment plan availableJerry's FinancingWe offer 3 online application options.*||||* Subject to credit approvalWhy should I apply for a Jerome's Furniture Credit Card?A dedicated credit line to use again and again at Jerome'sPromotional financing with convenient monthly paymentsPayment options: online or by mailUse your card for future purchases of products we offerNo expiration dateCardholder-only special offersIf you don't get approved with the above option, please try Progressive option below or try in-store for more options.
Apply now for Progressive leasing.Nobody should have to leave a store empty handed because of bad credit or the inability to pay upfront. Progressive Leasing provides a unique NO CREDIT NEEDED lease purchase option.If you don't get approved with Progressive above, please try option below or visit your local Jerome's for alternative financing solutions.Apply now for alternative financing solutions.Credit will be issued by Mid America Bank & Trust Company and serviced by Tidewater Finance Company.It’s simple and easy.6Special financing for all purchases.No Interest if Paid in Full within 6 Months *On any purchase with your Jerome's Furniture credit card between now and December 31, 2017. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.* Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months.
Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. See store for details.12Special financing for purchases of $1,000 or more.No Interest if Paid in Full within 12 Months *On Purchases of $1,000 or more with your Jerome's Furniture credit card between now and December 31, 2017. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. See store for details.18Special financing for purchases of $2,000 or more.No Interest if Paid in Full within 18 Months *On Purchases of $2,000 or more with your Jerome's Furniture credit card between now and December 31, 2017. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 18 Months.
See store for details.24Special financing for purchases of $3,500 or more.0% Interest for 24 Months *On select items with your Jerome's Furniture credit card between now and December 31, 2017. 24 equal monthly payments required.* Offer applies to single-receipt qualifying purchases. No interest will be charged on promo purchase and 24 equal monthly payments are required equal to initial promo purchase divided equally by the number of months in promo period until promo is paid in full. Minimum interest charge is $2. Subject to credit approval.36Special financing for purchases of $5,000 or more.0% Interest for 36 Months *On select items with your Jerome's Furniture credit card between now and December 31, 2017. 36 equal monthly payments required.* Offer applies to single-receipt qualifying purchases. No interest will be charged on promo purchase and 36 equal monthly payments are required equal to initial promo purchase divided equally by the number of months in promo period until promo is paid in full.
Subject to credit approval.Manage Your Accountwith Synchrony BankMake payments, view your balance, update and schedule up to your next 12 payments.Manage My AccountFor full-time active duty, 20-year career retired military and medically retired.Finance $500 up to $10,000. Same as cash options are available (90, 180, and 360 Days).Experts in Military Financing with over 30 years experienceNo down payment or application feeConvenient monthly payments, transferred directly from your bank account, mailed or paid onlineVisit store, chat or call for detailsIf you don't want a HARD credit check or if you've never had credit before, Jerome's provides no-hassle, no credit needed payment options.Make monthly payments that fit your budget while you enjoy your furniture.Progress is credit neutra. If you've never financed before, Jerry's No Credit Needed Payment Options is a great way to obtain the furniture you want.RequirementsTo qualify for No Credit Needed Payment Options, you must satisfy the following requirements:Earn $1,000 a month and deposit at least $500 a month into your checking account.
Must have a checking account that has been open for at least THREE months.No NSFs and no more than 5 protected overdrafts in the last 30 days.Application and Approval ProcessFirst, see if you qualify. Then complete the Online Application and bring your photo ID to any of our Jerome's showroom locations.Frequently Asked QuestionsThis program has no interest because it is a lease-purchase contract. If you pay your balance off within 90 days, all you pay is the invoice price and the $49 initial lease payment. If you take more than the first 90 days to pay off the purchase, then you will pay 2.1 times the invoice total over equal payments for 12 months. (Example: on a $1,000 invoice, you will pay the $49 initial lease payment and 12 monthly payments of $175; a total of $2,149)Progressive uses consumer reports but does not create a hard inquiry. It is credit neutral. Your FICO score will not be affected nor will creditors be able to see Progressive on your credit report.An approved account and contract are good for 90 days.