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Hi, Josh!
My name is Ira. I'm 13 years old. I have the same problem sometimes. I will try to help you.
Firstly, be clever when you spend your money. When you earn some money, put some in a money jar. Secondly, don't forget that you can earn extra money. You can cut your neighbours' grass, babysit or do a paper round. Finally, you can look for places that offer cheaper things or 2-for-1 deeals. This way you can save money, too.
Good luck, I'm sorry, I should help mom. She is vacuuming her room now. I hope you can buy your Mp3 player soon.
Best wishes,
Ira