Credit cards

Credit cards

@El_invader


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let’s start by asking what’s a credit card and why does it matter?

A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt.


how do you get one?

credit score it’s based on your reputation

when it comes to choosing credits cards you have to look at 3 types of credit cards interest free, points and cash back. tip If you have a fee on your credit card you can always call your credit card company issuer and request a downgrade credit card that contains no fees this doesn’t affect your credit score unless you cancel an account.

cash back or points?

There’s different ways, if you find a easier way stick to it and feel free to provide your strategies.

Travel Points

Don’t spend more spend smarter with cash back.

My monthly spending covers 5,000 in 3 months bonus and I don’t like to use autopay unless they offer benefits for them.

Make sure to always track where your money is going

charts with different credit cards

bonus

crypto credit cards 💳


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