Stay in touch with usHave any questions? 1993200120042007201020112013Opening of Melaka Branch & Achieve ISO 9001 and GDPMD Eldercare & Daily Living (12) Bath & Toileting (38) Adult Diapers & Underpads (6) Medical Oxygen & Accessories (5) If you want to receive messages with latest updates, newest products and outstanding tools, please do not forget to give your e-mail address below Put your e-mail address:Foam Bed Wedge can be positioned vertically or horizontally for back support Inflatable Travel Pillow for head support Contoured Memory Foam Pillow conforms to the shape of the head and neck for custom support and greater comfort. A high and low end allows you to choose the height you find most comfortable. Helps to decrease morning pain and stiffness resulting from poor neck support and assists in the relief of neck pain, shoulder tension and associated headaches Includes a machine washable pillow cover with nylon zipper. Fits perfectly in standard pillow cases
The Twist Neck Pillow allows you to bend it into virtually any shape you want and it stays. Perfect for supporting head and neck especially during travel. Use it as a leg pillow or a lumbar pillow as well The Foam Knee Pillow supports and aligns the lower body, relieving pressure on the low back, hips and knees. The pillow fits the curves of the legs so it comfortably stays with you throughout the night. Perfect for side sleepers.Found Items for sale in Perak - Page 1 of 1241 BackJoy SitSmart Posture Plus Kids - Aqua BackJoy SitSmart Posture Plus Kids - Pink Lemonade BackJoy SitSmart Posture Plus Standard - Java BackJoy SitSmart Posture Plus Standard - Mulberry Etac Clean Mobile Shower Commode Etac Handy Safety Grab Bar Etac Shower Seat Relax with Armrest Finger Cots, Protective Finger Covers FootDisc ProActive High Arch Insoles FootDisc ProActive Low Arch Insoles << Previous | | 2 | Next >>16th Annual Charity Motor Treasure Hunt 2017
Calling all adventure seekers and treasure hunters: Hospis Malaysia's Annual Charity Motor Treasure Hunt is back! Set for 22-23 April, the much-anticipated Annual Charity Motor Treasure Hunt will see participants trailing... Respecting your loved ones wishes If you are a caregiver, have you talked to your sick loved ones about future healthcare decisions in case he or she is too ill to make them? Imagine having to make difficult healthcare decisions. Standard Chartered KL Marathon 2017, Run for Hospis MalaysiaPros and cons of buying and renting a home There are pros and cons to renting a property, just as there to owning a home. Both options have their own advantages and disadvantages, for example renting allows you more expendable money in the short term, while owning a house gives one the sense of security as it is considered a long-term investment. Let’s look at all the pros and cons to help you make a well-informed decision of what will suit you, right now.
Advantages of buying a home - Owning a home offers the long-term benefits of security, equity and potential growth in personal wealth - The value of a home will appreciate over time and if you decide to sell, you can earn a profit off the sale. - When you buy a house it becomes your legal property, which allows you greater freedom in its use without restrictions often enforced by a Landlord. - Being a Homeowner allows you creative control of your property. You can alter the property, including décor changes, landscaping and renovations, to suit your needs and your style. - You have the option of buying to rent which enables a Homeowner to generate income from renting out the property. This income can be put towards the home loan. - Being a Homeowner who ensures repayments are made on time can improve your credit profile. Not only will you have a large investment to your name, but paying your monthly bond repayments on time increases your credit score.
- You have the option to refinance your bond amount should you wish to withdraw a large amount of money to pay for major purchases. - There is an opportunity to save money in the long term as there are possible tax deductions related to income-generating properties. Disadvantages of buying a home - Being a Homeowner comes with huge financial responsibility including bond repayments and regular house maintenance. - There are additional costs to homeownership and these usually include rates, taxes, insurance, and maintenance for which the Homeowner is responsible. - A Homeowner runs the risk of not making any profit through resale. This is often caused by economic factors such as a recession or high interest rates, or simply through a particular location becoming less desirable. - A Homeowner has less mobility when it comes to being able to move home than a Tenant who rents on a short-term basis. A Tenant can leave a property after fulfilling the notice period, which is usually one month.
However, a Homeowner is likely to be dependent on selling their home before being able to buy a new one, and therefore it might take longer to be able to move homes once the decision has been made to do so. Advantages of renting a home - Renting a property allows more flexibility than owning a home. This is ideal for those who could be faced with sudden changes such as a job relocation. Renting requires no long-term commitment from a Tenant, and is the best option if you don’t intend on staying in one place for a long time. - As a Tenant, there is the possibility of living in an area in which you could not afford to buy. - Moving out is easier for a Tenant than a Homeowner as there is no stress of finding someone to take over the lease, or finding a Buyer to purchase the property as this is the responsibility of the Homeowner or Landlord. - The only insurance required by a Tenant will be to cover the contents of the home, while all maintenance work on the property is for the Homeowner’s account, as is homeowners insurance.
- After paying rent, a Tenant may have additional money which they can use to invest elsewhere, whether it is saving towards buying a house or investing in the stock market, and need not worry about putting additional funds into a home loan. Disadvantages of renting a home - A Tenant is bound by the rules of the lease agreement, which can impact the freedom to use or renovate the property. - You cannot make changes to a rented property without the consent of the Homeowner. - When renting, you will often have to deal with a Rental Agent who will then be the liaison between you and the Homeowner. This can result in issues taking longer to resolve since there is a 3rd party involved. - Renting offers no wealth creation or return on investment since the property will never legally belong to the Tenant, and instead, the Tenant is paying towards the Homeowner’s home loan. - When renting a property, you will have no control over annual rental fluctuations which are directly affected by inflation.