See how affordable our plan can be... With 0% finance available and no deposit on everything you can be reassured we always aim to work out the best deal for you. Find out how much you can afford using our handy interest free credit calculator Before we begin, what is the total cost of your chosen furniture? Choose a deposit amount You may want to reduce your monthly payments by paying a deposit Choose a repayment amount (months) At DFS we do things differently, you decide... How you want to pay Want to pay for your sofa in less than 4 years? We give you the flexibility of having a totally interest free loan over 6, 12, 18, 24, 30, 36, 42 or 48 months. When you want to pay That is very much up to you. You can start your repayments 1 month after your sofa delivery or pay nothing until January 2018 then take up to 3 years interest free credit. Other ways to pay If you would prefer not to take up the interest free credit offer you can pay by cash, debit and all major credit cards.
Simply leave a small 10% deposit and then pay the balance prior to delivery. See a breakdown of how affordable our 4 years interest free credit is. When you’re buying your sofa One of our Sales Advisors in store or on the telephone will take you through the Interest Free credit application process. You will be applying for a personal loan so we will need to ask you some questions about yourself. You will need to have a bank account that supports direct debits, and if you are going in to one of our stores we will need to see your ID, a debit/credit card or driving licence is most commonly used. After you’ve placed your order Leave the rest to us … we work with a select group of finance companies and will send your application to one of them who will carry out a credit check and advise us of their decision. If the first provider decides not to accept your application, don't worry we will try a second provider on exactly the same interest free credit terms.
If you order in store You'll get a text message letting you know that your application has been accepted. If you order online You'll get a text message letting you know that your application has been accepted and then receive your documents through the post. Please check them straight away and if correct sign and return them to us in the envelope provided. If your application is declined, unfortunately we won't know the reason why, but will always work with you to talk through other options of paying for your new furniture.Can be used withdiscount offers. NO MINIMUM PURCHASEONLINE & IN-STORE Offer applies only to single-receipt qualifying purchases with an Ashley Advantage Synchrony Bank credit card or Ashley Furniture HomeStore GE Capital Retail Bank credit card. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 months. If you do not, interest will be charged on the promo purchase from the purchase date.
Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Once approved for the Ashley Advantage™ Credit Card, you’ll be able to select a payment option that suits you. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 months. Cannot be used withonline discount offers. MINIMUM PURCHASE REQUIREDONLINE & IN-STORENo interest will be charged on the promo purchase if you pay the promo purchase amount in full within 24 months. If you do not, interest will be charged on the promo purchase from the purchase date.
Cannot be combined withonline discount offers.Online financing cannot be combined, stacked or added to any other offers, discounts, clearances or sales. No interest will be charged on the promo purchase and equal monthly payments are required equal to initial promo purchase amount divided by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. We reserve the right to discontinue or alter the terms of this offer any time. Bob's Way to Pay gives you more options than ever to take advantage of my everyday low prices and get quality furniture in your home NOW! Choose one of the options below, and start loving your furniture now! 6 Months special financing from the date of delivery on purchase of $399 or more!
12 Months special financing from the date of delivery on purchase of $1200 or more! Upon Credit Approval you will receive an available revolving credit line you can use immediately. Use your Bob's Credit to Finance purchases Online and In Store Finance Stocked Merchandise, Outlet Merchandise, Delivery Charges, and even my Goof Proof Plus Protection! Minimum Monthly Payments Required To APPLY NOW, click the link below and follow the easy step-by-step instructions! 1. No interest if paid in full within 6 months!For orders $399 or over Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.* Promotional Plan # 1145 For orders $399 or over. This option is best for those who wish to pay the purchase balance in full within 6 months. *The Bob's Discount Furniture credit card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases of $399 or more charged with approved credit at participating merchants.
Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/06/2016 and is subject to change. For current information, call us at 1-800-431-5921. 2. No interest if paid in full within 12 months!For orders $1200 or over Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.** Promotional plan # 1015 For orders $1200 or over. This option is best for those who wish to pay the purchase balance in full within 12 months.
**The Bob's Discount Furniture credit card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases of $1200 or more charged with approved credit at participating merchants. Minimum monthly payments are required during the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. My No Credit Needed Payment Option With my “No Credit Needed Option” you can lease to own quality furniture for your home Shop with confidence - approval isn't based on your credit score and monthly payment plans are available This program helps establish or build your credit history Just pay as you go! Choose the plan that’s right for you! Use this option in store with Stocked Merchandise, Outlet Merchandise and even my Goof Proof Plus Protection! (AcceptanceNow is not available for online purchases)