BANK

Download the MOVO app : IOS or Android (feel free to use a emulator if you cant access a mobile device)

Use a VPN if you aren't in the US.

Use real SSNs and verify the SSN on https://www.ssnvalidator.com/. (make sure the status says "THIS SSN HAS BEEN VALIDATED!")

Now in the MOVO app sign up. (I suggest using legit info)

Make sure you use your email and a phone you can verify with and also use the SSN, address and Name.

to activate the account use google voice and follow the instructions on the app and make sure to use all the correct information.

After that wait 1-2 days and you will get USA Bank account. Enjoy