VIVA NETWORK

UPIK05

ABOUT VIVA NETWORK

Viva is a transformative financial technology that introduces large-scale decentralized mortgage financing to the world. Viva’s platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trustless ecosystem. By leveraging ultra-secure blockchain transactions,Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.Viva enables a free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

VIVA THE FUTURE OF MORTAGES

VISION

The Viva Network that the most effective solution for global economic wealth disparity is the advancement of technology. Blockchain technology is an innovation that has already proven its ability to decentralize anddisrupt some of the largest industries in the world. Viva aims to revolutionize the antiquated mortgage lending industry by cutting out the middlemen and decentralizing the process, thereby applying a fundamentally more accessible and transparent approach to financing. The Viva technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions.

MISSION

Our Mission is to pioneer a new and improved way to buy a home. Viva’s financing system uses smart contract technology to connect homebuyers and lenders directly, introducing the free market and removing the need to rely on large corporations to finance & buy a home.At Viva Network we believe in a free and fair market for all. We’re motivated by the greater good – to improve an unfair and centuries-old mortgage system that has been controlled by large banks for hundreds of years. We’re here to take the profits that have typically fueled large monopolistic banks and return those profits back to the people. Our home financing system is better, faster and exponentially more inclusive – and with your help, it can be the new standard of tomorrow.

VIDEO VIVA NETWORK

ADVANTAGES OF VIVA NETWORK

For Home buyers

Low mortgage rates

The savings generated by eluding the local financial system is estimated to cost & ranged from 20-40% of the total cost of the flowers.

Access to foreign capital

For the first time, Viva introduce foreign capital for mortgage loans, leading to more choice and better deals for homebuyers.

Fast, easy & transparent

By letting the free market decide if approved mortgage lenders, borrowers can enjoy full transparency in the loan approval process and completely avoid the old process, complicated.

Hybrid, user friendly platform

The mortgage loan is paid in the currency of the Viva and wire transfers, such as regular credit.

For Investors

Profitability

Introducing an entirely new asset class. Due to the efficient structure of FMS mortgage investment products, Investors can benefit from generating significantly higher yields relative to other, similar-risk profile investments (eg. Wall Street’s MBS).

Safety & assurance

In the scenario of a default, all mortgage loans produced by Viva are guaranteed by private mortgage insurance policies (PMI) so international investors have comfort & assurance on their investment.

Liquidity

Unlike other peer to peer financing systems, Fractional Mortgage Shares will be liquid and tradeable securities on the Viva Secondary Market FMS Exchange Platform. Solving the most important problem in the alternative financing arena.

Complete transparency

Unlike other mortgage investments, FMS products enable investors with complete transparency – allowing investors to see all details of their prospective mortgage investment, while protecting the privacy of the borrower.

HOW IT WORKS

The technology that will power RV2 consists of a combination of predictive algorithms and machine learning software. The system requires constant new data input to ensure that the valuations remain current and accurate.To acquire this data, the use of an incentive system is required. This system relies on a network of “Valuation Information Providers”(“VIPs”) who will be incentivized to input data in exchange for VIVA Tokens.

There will be two classifications of VIPs:

1.Private VIPs (“PVIPs”)

2.Technical VIPs (“TVIPs”)

DETAIL INFORMATION TOKEN

Token: VIVA

Platform: Ethereum

Standard: ERC20

Number: 3 billion VIVA

Price: 35.714 VIVA = 1 ETH

Payment: ETH

Soft cap:

Hard cap: 3 billion VIVA Preico

Quantity:

Start: 31.03.2018

Completion: 14.04.2018

Bonus: 35%

ICO

Quantity:

Start: 14.04.2018 Completion: 14.06.2018

Bonus:

Up to 11.200 ETH-25%

Up to 33.070 ETH-15%

Up to 68.700 ETH-No 1-1.9 ETH-5%

1.9-2.9 ETH-10%

2.9-7 ETH-15%

DISTRIBUTION TOKEN

Total supply 100%

75% Token Generation Event distribution

7.5 % Team’s Allocation

10% Reserve Fund Allocation

3.75 % Advisors’ Allocation

3.75% Marketing, Bounty, and Private Contribution Allocation

VIVA Team

Tarek Waked

Chief Strategy Officer

Wilson Carter

Director of Marketing

David Erichsen

Chief Technical Officer

William Lewis

Director of Development

Katherine Masters

Director of Public Relations

Alex Brown

Financial Controller

Cameron Smith

Social Media Manager

Nikolai Paloni

Branding Manager

Kenneth Thomson

Market Analyst

Jeff Hooton

Software Developer

Nick Thomson

Chief Executive Officer

Christian Fiddick

Lead Developer

Benjamin Erichsen

Chief Operations Officer

More Information Contact :

Website : http://www.vivanetwork.org/

Whitepaper : http://www.vivanetwork.org/pdf/whitepaper.pdf

ANN Thread : https://bitcointalk.org/index.php?topic=3430485.0;all

Twitter : https://twitter.com/TheVivaNetwork

Telegram : http://t.me/Wearethevivanetwork

Facebook : https://www.facebook.com/VivaNetworkOfficial/

Github : https://github.com/viva-network/viva-tge

Medium : https://medium.com/@VivaNetwork

Reddit : https://www.reddit.com/r/TheVivaNetwork/

Author : Upik05

My profile bitcointalk

https://bitcointalk.org/index.php?action=profile;u=2205131

Address wallet

0x6B4D2B44e4FB4648FE87029C4ddf00Da999127c4