ROSCACOIN : FINANCE FOR THE ORDINARY
beroto yudo
ROSCAcoin is a self-regulating, autonomous and decentralized blockchain platform. With the blockchain technology which encompasses smart contract features, ROSCAcoin able to build a financial solution ecosystem which leverages social capital and trusties to collaborate with better financial options by eliminating higher cost of borrowing, easier financing, better investment options and diversification of risk.
Vision:
To build a sustainable partnership with the wealthy and businesses whom would invest in the same vision to provide financial solutions and strive the accessibility of financial facilities for the needy.
Mission Statement:
To create a decentralized financial solution ecosystem using blockchain technology.
To create a platform which is transparent to any parties involved.
To enable user with the authority to control and manage their financial solution without third party intervention at low cost.
To create a crypto-community where the wealthy and businesses are directly connected with their stakeholders.
ROSCAcoin Ecosytem platform will offer multiple financial solutions to our user, as below:
ROSCA LENDING CIRCLE (RLC)
ROSCA Lending Circle (RLC) is our first and primary product. It contains ROSCA methodology and consists of blockchain’s smart contract which automates the saving, borrowing and other ROSCA processes. The ROSCA lending circle presents the contribution amount, funds allocation for bidding process and fund withdrawal of every month. The platform can be conveniently operated and managed via its website and mobile devices.
ROSCA CREDIT SCORE (RCS)
ROSCA Credit Score (RCS) is our second product. The purpose of building this product is to increase the trustworthiness within the user who participates in the ROSCA lending circle.
ROSCA MERCHANT PROGRAM (RMP)
ROSCA Merchant Program (RMP) is a program for our community (users who use our platform) that enables members to use ROSCAcoin to trade for goods or services.
ROSCA P2P PLATFORM (RPP)
ROSCA P2P Platform (RPP) is our third product. Peer-to-peer (P2P) lending is a method of debt financing that enables individuals to borrow and lend money without intermediary like conventional finance institute. With peer-to-peer lending, borrowers take loans from individual investors who are willing to lend their own money for an agreed interest rate
ROSCA CROWDFUNDING PLATFORM (RCP)
ROSCA Crowdfunding Platform (RCP) is our fourth product and it is product to achieve dream. We welcome anyone who wants to achieve their dream and anyone who willing to support others to achieve dream. We enable two types of crowdfunding as in soft crowdfunding (investment pool, etc.) and hard crowdfunding (machines/IoT/physical asset). Anyone can invest a percentage of stakes in the investment pool or machine that will generate revenue and in return, will receive a portion of profit/dividend from it. With this scalable and democratic model, we are able to unlock billions of investment opportunities which previously controlled by centralized institution. The objective is to encourage for more business opportunities and stimulate the young minds to innovate new business models to the digital economy. We believe through this platform, it will widen the market for most business sectors by presenting the opportunities for people to form their own business and achieving financial freedom.
ROSCA LUCKY DRAW PLATFORM (RLD)
ROSCA Lucky Draw Platform (RLD) is the sixth product for ROSCA ecosystem. This is a fun and interesting platform for all ROSCAcoin user. This platform is designed to collect 10 RCA at the beginning of every quarter in a year. All collected coins will be kept in a pool. As at the end of each quarter, the platform’s automated system will randomly pick the Winners who had contributed coins in the pool. The prizes will be as below:
ROSCA CHARITY PLATFORM (RYP)
ROSCA Charity Platform (RYP) is our seventh product. The purpose of this platform is to fulfill our Corporate Social Responsibility and we believe that through the adoption of Blockchain technology, fraud and biasness on the disbursement of charity fund will be governed and channeled to the rightful recipients. .
AUTHOR: beroto yudo