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Book description

Book description
Steve Forbes has written a handful of books on various political issues. Ive read his longer treatment on our monetary system. This book lays out his problems with, and proposed solutions for, three important things that he believes will revive America. I dont necessarily believe these are the MOST important solutions our country needs, but I support them each on their own merits.First is Obamacare. Forbes takes the reader through a laundry list of problems with the law. Some are philosophical (government is constitutionally prohibited to do x), but most are practical: rapid premium growth, shrinking provider networks and less access to primary care physicians, crippling regulations, forced conversion to electronic medical records, corporatization of providers where independent practices get gobbled up by large companies, shifting Medicare rules that subtly incentivize hospice care over more treatment for the elderly, spike in part-time jobs to avoid the individual mandate, medical R&D fleeing overseas, and more. Obamacare was an attempt to solve a bunch of problems with out healthcare and insurance systems; it just went in the wrong direction entirely.He recommends the following solutions: require providers to post their prices publicly; allow insurance to be sold across state lines; give tax breaks to individuals who purchase insurance, not just employers; get rid of the mandates; encourage health savings accounts; require hospitals to report 1) how much Medicare money they get every year and 2) stats on hospital-based infections in their facilities; block grand Medicare funds to the states and give them authority to distribute. This section left me hopeful; too often conservatives complain about how terrible Obamacare is (and rightly so), but dont provide practical solutions.The second topic Forbes tackles is the tax system. He goes through all the common objections to the existing tax code, explains why a flat tax is fundamentally fairer, and describes how it would work. The most compelling point to me was when I learned that over 40 countries have enacted a flat tax, and Forbes provides many details of the subsequent growth and financial stability it brought about. In other words, the flat tax concept cannot be dismissed as an idealistic, pie in the sky option. Finally, he argues for a flat fax specifically, as opposed to a consumption tax. However, I got the impression the arguments against a consumption tax were not presented with total honesty. I expect some of Forbes criticisms could be ably answered by proponents. This section seemed incomplete, and I need to read further.The final section covers the books most esoteric topic, at least for the average reader: Reform the Federal Reserve. Forbes basic point here is that money is a measure of value and not value itself. We dont change the definition of an ounce, or make an hour 55 minutes instead of 60, and we shouldnt do it with the dollar either. But the Federal Reserves interventionist policies, purportedly designed to reduce the impact of market swings, have actually magnified the damage and prevented recoveries from a handful of recessions over the last 100 years. He argues for a return to the gold standard and significant reduction in the Feds authority to interfere with the economy.Forbes and his coauthor write very clearly and directly, avoiding partisanship and name-calling. For a general, popular-level treatment of three important reforms our country would benefit from, this book is a good place to start.
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