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Ready-to-Go Forms with Step-by-Step Instructions at: Sourcebooks.com/extras/complete-credi... Are you looking for A FRESH START? The Complete Credit Repair Kit is your first step in taking control of your financial worries. Written for the millions of consumers who have low or inaccurate credit scores or who have filed for bankruptcy, this guide offers easy-to-follow advice on cleaning up your credit report, improving your credit score, lessening your debt, and coping with financial difficulties. This updated third edition features information to help you survive difficult economic times, including overviews of the latest laws and programs established to protect consumers and homeowners, as well as new tips on paying off student loans, reducing expenses, and negotiating medical debts. In hard times, it is more important than ever to be armed with knowledge about your rights. You can take charge of your financial situation, no matter how dire it may seem, and discover solutions that will get your credit back on track. Learn How To: *Lessen your debt*Negotiate with your creditors for lower payments*Understand what your credit score means*Understand your rights in regard to the Credit Card Act*Modify your mortgage payments with programs such as the Home Affordable Modification Program*Consolidate student loans*Get changes made to your credit report*Prevent identity theft*And much more... Brette McWhorter Sember is a retired attorney and mediator who practiced law in New York. Her practice included consumer issues, bankruptcy, and Better Business Bureau mediation. She has taught classes about credit and debt for online universities and community education programs and frequently writes about credit and debt issues. Sember has authored over 30 other books and her work has appeared in over 200 publications. Her website is BretteSember.com.
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