HOMELEND

WHAT IS HOMELEND?

Homelend is a platform that enables the next generation of decentralized homebuyer mortgage financing. Homelend creates an interface for direct interaction between borrowers, lenders, and other parties involved in the value chain of the mortgage. Thus, it allows the mortgage crowdfunding using peer-to-peer security model, transparency and automation provided by ledger distributed technology (DLT) and smart contracts.

How does Homelend platform?

Homelend connect borrowers and lenders in a unique way, which is controlled by smart contracts, without involving intermediaries. Borrowers will apply for a mortgage loan through the platform Homelend's. These applications will be examined and approved (or not) with the help of machine learning and artificial intelligence technology. Then, each lender will be able to finance a pre-approved loan by purchasing "Iris " from them. All processes will be controlled by the contract smart Protocol, not by humans. In the Homelend's platform, information gathering is done in a way that's "all digital ". Even the data are in the paper-based documents should be transferred to the digital repository technology-based distributed ledger. This data is provided by the user and checking through the professional verification provider.

Financial flows in the Homelend, the flow of financial resources from lenders to borrowers (and, ultimately, for the seller) is run purely by smart contracts. There are financial services, control or the taking of decisions by Homelend.

After the buyer receive pre-approval from the system, regarding a specific property, mortgage loan according "registered " on a Homelend's platform. Thus, the borrower has committed a specific face, and the amount of the credit is determined.

The Business Model

Homelend is being developed as a blockchain solution that significantly will increase housing financing possibilities for many individuals and families. Our value proposition to sensitive social and progressive approach anchored in P2P that aims to use technology to benefit society. Nevertheless, Homelend is also based on a sound and profitable business models, who are aware of reaching underserved market address. On the one hand, Homelend creates an investment opportunity for many individuals, with solutions that unite the traditional industries as real estate, with innovative technology such as blockchain. On the other hand, it makes it possible for many individuals (who due to various circumstances, including the current limitations in the traditional credit risk models do not have a solid credit score, but otherwise good) for access to financing housing and solve one of their most basic aspirations: own a home of their own.

ADVANTAGE HOMELEND

From manual to a long, Streamlined & & efficiently

By embedding business logic into a set contract smart, digitizing documentation and eliminating unnecessary process, Homelend will automatically run a process origination end-to-end, cut from 50 days to less than 20.

From the expensive intermediary for cost effective non & intermediaries

Certainty, security and transparency provided by the DLT makes it possible to record transactions, including loans, without Banks acting as intermediaries. This will reduce the fees for borrowers and lenders, while minimizing the distance between them.

From ambiguous & clunky to transparent & user-friendly

Homelend aims to create a lending process that is not only smart, but also simple and fair. This will allow borrowers will be able to easily apply for a loan, track the status of their application at any time and interact directly with the mortgage lender.

From vulnerable & reliably believed & secure

Paper-based processes and centralization is the major factor behind insecurity and vulnerability that characterize traditional mortgage industry. The unique characteristics of the DLT and smart contract allows Homelend to provide a platform for people to Transact large amounts of money in a trustworthy, transparent and secure.

TOKEN HOMELEND (HMD)

HMD token is the fuel powering the Homelend peer-to-peer lending platform. The main function is to provide access to the Homelend platform.

Token this utility also plays an important role in enabling a fast, smooth and user-friendly unified workflow and secure.

All Token can be converted to and from the HMD.

Specifications

The symbol : HMD

The number of supply : 250 million +

The standard : ERC-20

Face value : 1 ETH = HMD 1,600

The currency : BTC, ETH, USD

Softcap : US $5 million

Hardcap : US $30 million

TOKEN ALLOCATION

28% of pre-sales

36% general sales

20% reserve fund

8% of advisors and Bounty Programs

Founder of 8%

THE USE OF THE CONTINUE

General Administration 25%

40% development

35% of the building society & marketing

ROADMAP

TEAM & ADVISERS

Executive Team

Itai Cohen Chief Executive Officer

Netanel Bitan Chief Technology Officer

Ricardo Henriquez, Chief Innovation Officer

Amir Nahmias business officials

Develop team

Michael Tanfilov Director of strategic planning

Kanat Tulbassiyev Blockchain leading developers

RAM Stivi Backend developer

Graphic designer Quijano Sol Alvarado/Assistant community

Vinod Morkile Blockchain developers

The Advisory Council

Eliran Madar business development/Investor relations

Joram Uzan entrepreneurs

Moti Friedman marketing consultant

Danny while assessment

Raghuram Bala analysis technology Executive

Ido Samuelson Blockchain Expert Advisor

Marc Kenigsberg Tokenomics Advisory and Data management

Business growth Advisor Haham Adina

MORE INFORMATION FOLLOW THE LINK BELOW:

Website: https://homelend.io/

WHITEPAPER: https://homelend.io/files/Whitepaper.pdf

Twitter: https://twitter.com/homelendhmd

Facebook: https://www.facebook.com/HMDHomelend/

TELEGRAM: https://t.me/HomelendPlatform/

MEDIUM: https://medium.com/homelendblog

LINKEDIN: https://www.linkedin.com/company/18236177/

Reddit: https://www.reddit.com/r/Homelend/

ANN THREAD: https://bitcointalk.org/index.php?topic=3407541

Author: Ghaniindependen

My Btt Profile:

https://bitcointalk.org/index.php?action=profile%3Bu%3D1318272

My ETH wallet:

0x1a505ccE73B679996E68Bf954334c098f21F1dDB